跨国银行分支机构的法律监管

发布时间：2018-03-10 05:14

本文选题：跨国银行　切入点：分支机构　出处：《复旦大学》2011年硕士论文　论文类型：学位论文

【摘要】：跨国银行不断发展,金融一体化不断加深,加强对跨国银行分支机构的法律监管成为金融监管改革的重要议题。东道国和母国在监管中不断加强合作,巴塞尔协议也为监管有效实施提供了方案。我国更需要借鉴各方面经验,提高监管水平,维护本国金融市场的稳定。本文就围绕与跨国银行分支机构法律监管相关的问题展开。第一章主要介绍跨国银行的法律实质及其分支机构的种类,对跨国银行法律实质的界定影响着监管方式的选择,而跨国银行分支机构因其组织形式不同,具有的法律地位及对东道国和母国的影响也就有所不同,因此,是制定监管政策时考虑的因素之一。第二章介绍对跨国银行分支机构的法律监管有哪些分类,每种监管的动因是什么。本文主要探讨的是国别监管和国际监管两种。在国别监管中,东道国与母国有共同的监管动因,然而母国基于其特殊性,对跨国银行分支机构实施监管又有着特殊动因。第三章是对东道国监管的介绍,主要包括东道国的几种监管制度,重点介绍东道国对跨国银行设立分支机构的市场准入制度,从准入形式、准入条件、准入业务的角度做了分析,此外,还介绍了资本充足性监管制度与市场退出监管。第四章主要是对母国监管的介绍,母国监管最独特之处在于其可以采用并表监管的特殊方式,因此,对并表监管的含义、主体及特征做了详细分析。第五章研究的问题是国际监管,通过巴塞尔协议规定的相关监管法律机制的演变,从监管主体和监管内容两个角度,探讨了东道国与母国之间的关系以及对跨国银行分支监管内容的发展趋势。第六章就跨国银行分支机构的法律监管问题,对我国完善相关法律监管制度提出了建议,主要是从立法、实施环节以及提升我国国际监管水平三个方面进行论述。
[Abstract]:With the continuous development of transnational banks and the deepening of financial integration, strengthening the legal supervision of branches of transnational banks has become an important issue in the reform of financial supervision. The Basel Accord also provides a scheme for the effective implementation of supervision. China needs to learn from various experiences to improve the level of supervision and maintain the stability of its financial market. This paper focuses on the issues related to the legal supervision of branches of transnational banks. The first chapter mainly introduces the legal essence of transnational banks and the types of their branches. The definition of the legal substance of transnational banks affects the choice of regulatory methods, while the branches of transnational banks are different from each other because of their organizational forms. The legal status and impact on host and home countries are different, therefore, they are one of the factors that are taken into account in the formulation of regulatory policy. The second chapter introduces the classification of the legal supervision of transnational bank branches and the motivation of each kind of supervision. This paper mainly discusses two kinds of national supervision and international supervision. The host country and the home country have the same regulatory motivation, but the home country has a special reason to supervise the multinational bank branch because of its particularity. The third chapter is the introduction of host country supervision, mainly including several kinds of host country supervision system, focusing on the host country's market access system for the establishment of branches of transnational banks, from the entry form, access conditions, In addition, it introduces the capital adequacy regulation system and the market exit regulation. Chapter 4th mainly introduces the regulation of the home country, the most unique part of which is that it can adopt the special way of the supervision of the merger list. Therefore, the meaning, the subject and the characteristics of the supervision of the merger list are analyzed in detail. Chapter 5th studies the problem of international supervision. Through the evolution of the relevant regulatory legal mechanism stipulated in the Basel Accord, from the two angles of the subject and content of supervision, The relationship between host country and home country and the development trend of the content of branch supervision of multinational banks are discussed. In Chapter 6th, the author puts forward some suggestions on how to improve the relevant legal supervision system in China, mainly from three aspects: legislation, implementation and improvement of China's international supervision level.
【学位授予单位】：复旦大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D996.2;D922.281

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