信用证在我国国内商业交易中使用的困境与法律思考

发布时间：2018-04-25 10:21

本文选题：国内信用证 + 发展困境　；参考：《华东政法大学》2012年硕士论文

【摘要】：信用证作为支付结算方式，在国际商业交易中被大量使用，在保障交易安全和完成交易结算方面都占有及其重要地位；而在我国国内商业交易中，信用证作为支付方式的使用量很少。关于信用证在国际商业交易中的使用问题，国内外已经有诸多的研究，分别从经济学、金融学和法学等角度切入进行论述，对交易中可能遇到的困难和争议进行了系统、全面的探讨；而对于信用证作为支付方式在我国国内商业交易中的使用问题，学者的研究则相对较少。因此，笔者选择这个主题，从法律的角度对信用证在我国国内商业交易中的使用困境进行分析，结合信用证在国际商业交易中的使用和其他国家的国内使用状况提出相应的对策，以期为信用证作为支付方式在我国国内商业交易中被更多的采用，服务于我国国内商业交易并有助于解决我国国内商业交易中大量存在的三角债问题。本文主要分为三个章节，综合采用了比较研究方法和案例分析方法，以实践中的困境为切入点，对信用证在我国国内商业交易中的少有使用的情况原因和对策进行论述。第一章是介绍信用证在我国国内使用中的困境。在对比信用证在国内商业交易中和国际商业交易中使用情况和信用证在我国国内交易中的使用情况的变迁的基础上，指出了信用证在我国国内商业交易中的困境。第二章讨论了信用证在我国国内商业交易中使用困境的原因。分别使用成本和条件的障碍，交易习惯和管理的障碍，法律功能和规则的障碍这三个方面上对产生的原因进行了比较全面的分析。本文所采用的法律视角，决定了比较侧重于交易习惯和管理的障碍和法律功能和规则的障碍这两个方面的分析。其中，对于法律规则上障碍的论述占主要部分，分别从总体制度上和具体规则上两个视角进行论述，比较详细的阐述了信用证在我国国内商业交易中使用的规则制度上不足和冲突。第三章是对前文中困境及原因的反思与对策。该章从市场环境和法律规则两个角度进行反思，，并针对导致困境出现的各原因提出了相应的建议，以期有助于信用证作为支付方式在我国能够得到更好的发展。
[Abstract]:As a way of payment and settlement, letter of credit is widely used in international commercial transactions, and plays an important role in ensuring the security of transactions and completing the settlement of transactions. Letters of credit are rarely used as payment methods. There have been many studies on the use of letters of credit in international commercial transactions, which are discussed from the angles of economics, finance and law respectively, and the difficulties and disputes that may be encountered in the transaction are systematically discussed. The use of letters of credit as a payment method in domestic commercial transactions is relatively few. Therefore, I choose this theme, from the legal point of view of the use of letters of credit in domestic commercial transactions in the plight of analysis, Combined with the use of letters of credit in international commercial transactions and the domestic use of other countries, the corresponding countermeasures are put forward, with the hope that letters of credit as a payment method will be used more frequently in domestic commercial transactions in China. It serves domestic commercial transactions and helps to solve the problem of triangle debt in domestic commercial transactions. This paper is mainly divided into three chapters, the comprehensive use of comparative research methods and case analysis methods, with the dilemma in practice as the breakthrough point, the letter of credit in domestic commercial transactions in the case of rare reasons and countermeasures are discussed. The first chapter is to introduce the difficulties in the application of letters of credit in China. On the basis of comparing the use of letters of credit in domestic commercial transactions and international commercial transactions and the changes in the use of letters of credit in domestic transactions, the difficulties of letters of credit in domestic commercial transactions are pointed out. The second chapter discusses the reasons why letters of credit are difficult to be used in domestic commercial transactions. The reasons are analyzed in three aspects: the barriers of cost and conditions, the barriers of trading habits and management, the obstacles of legal functions and rules. From the perspective of law, this paper focuses on the analysis of the barriers of trade habits and management, and the obstacles of legal functions and rules. Among them, for the legal rules of the obstacles to the main part, respectively from the overall system and specific rules of two perspectives to discuss, This paper expounds in detail the deficiency and conflict of the rules and systems used in the domestic commercial transactions of our country. The third chapter is the reflection and countermeasure to the predicament and reason. This chapter reflects on the market environment and the legal rules, and puts forward the corresponding suggestions for the reasons that lead to the predicament, in order to help the letter of credit to develop better in our country as the payment method.
【学位授予单位】：华东政法大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：D996;D922.295;F740.4

【引证文献】