企业间借款合同法律效力研究

发布时间：2018-05-03 21:02

本文选题：企业间借款 + 借款合同　；参考：《中南大学》2012年硕士论文

【摘要】：企业间借款合同,是指金融机构之外的企业法人之间,或企业法人与其他非法人经济组织之间,以及其他非法人经济组织之间,一方将自己所有或占有的资金借给或转借给另一方使用,另一方按照约定在一定时间之后归还本金并支付利息的协议。我国立法对于企业间借款合同的效力是予以否定的,司法实践中对于企业间借贷纠纷的处理方式却不一致。企业间的借款行为比较常见,并发挥着较为重要的融资功能。完全否认企业间借款合同的法律效力,既不利于企业的融资和发展,也不利于部分企业资金的的充分利用,不符合我国经济体制改革的目标和方向。有条件的认定企业间借款合同的法律效力,完善企业间借款的法律规则,既有其现实意义,也有其理论价值。完善企业间借款的法律规则应从如下方面入手：一是设定企业间借款的法律准入门槛,二是建立企业信用担保制度,三是设立企业间借款的备案登记和审批制度,四是规范企业间借款的决策程序,五是完善企业间借款的法律责任制度。
[Abstract]:An inter-enterprise loan contract refers to a contract between an enterprise legal person other than a financial institution, or between an enterprise legal person and other unincorporated economic organizations, as well as between other unincorporated economic organizations, An agreement by one party to lend or lend money owned or in possession to the other party, and the other party to repay the principal and pay interest after a specified period of time. The legislation of our country negates the validity of the inter-firm loan contract, but the way of handling the dispute between enterprises is inconsistent in judicial practice. Borrowing behavior between enterprises is more common, and play a more important role in financing. The complete denial of the legal effect of the inter-firm loan contract is not conducive to the financing and development of enterprises nor to the full utilization of some enterprises' funds. It is not in line with the goal and direction of the economic system reform in China. It is of practical significance and theoretical value to confirm the legal effect of the loan contract between enterprises and to perfect the legal rules of borrowing between enterprises. To perfect the legal rules of inter-enterprise borrowing, we should start from the following aspects: first, to set the legal entry threshold for inter-enterprise borrowing; second, to establish an enterprise credit guarantee system; and third, to set up a record registration and examination and approval system for inter-enterprise loans. The fourth is to standardize the decision-making procedure of inter-enterprise borrowing, and the fifth is to perfect the legal liability system of inter-enterprise borrowing.
【学位授予单位】：中南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：D923.6

【参考文献】