民间借贷债权诉讼问题研究

发布时间：2018-05-06 14:56

本文选题：民间借贷诉讼类型化风险 + 　；参考：《华侨大学》2016年硕士论文

【摘要】：民间借贷是我国经济、金融体系的重要组成部分。随着民间借贷活动的日益活跃,近年来企业倒闭潮、债务人“跑路潮”也愈演愈烈。民间借贷债权保护成为债权人关注的重要焦点,而诉讼则是债权人在保护和实现民间借贷债权过程中较为常用的维权方式。民间借贷债权诉讼是民事诉讼的重要组成部分。随着社会和经济的不断发展,民间借贷纠纷案件占民商事案件的比例也逐年提高。特别是2013年最高人民法院建立公布失信被执行人名单相关制度以来,民间借贷纠纷案件数量更是呈现出跨越式增长的态势。目前我国并未有专门立法对民间借贷进行规制。调整与规范民间借贷的法律规定散见于我国《民法通则》、《担保法》、《合同法》等法律,以及最高人民法院、最高人民检察院、公安部等颁布的相关司法解释。自2015年9月1日起施行的《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》,才为民间借贷案件事实的认定和裁判提供了相对统一的标准和依据。因此,民间借贷债权诉讼的类型及诉讼过程中可能出现的风险和问题是本文所要研究的主要对象。为了便于研究民间借贷债权诉讼的相关问题,本文采用实证和类型化分析相结合的研究方法。在分析民间借贷案件债权诉前和诉讼过程中存在的风险和问题的基础上,就相关风险的规避和问题的化解提出相应的解决方案和建议。正文分为四部分,结构安排如下:第一部分对民间借贷及民借贷债权进行了基本厘定,并界定和分析了民间借贷债权诉讼的诉讼当事人、诉讼标的、诉讼管辖、诉讼证明等主要要素。第二部分结合具体的案例对民间借贷债权诉讼进行了类型化分析,探讨给付之诉、确认之诉和形成之诉的相关问题。第三部分首先分析了民间借贷债权诉前即经常出现的风险,如信用欺诈风险、借款利率的风险,以及公证执行证书风险。在此基础上,再进一步展开说明民间借贷债权诉前风险的规避方式。第四部分在展开分析了民间借贷债权诉讼实施过程中存在的主要问题基础上,就如何化解相关问题提出了相应的建议。
[Abstract]:Private lending is an important part of our country's economy and financial system. With the increasing activity of private lending, in recent years, the tide of enterprises closing down, the debtor "run-off tide" also intensified. The protection of creditor's rights of folk loan has become an important focus of creditor's attention, and litigation is a common way for creditors to protect and realize the creditor's rights of folk loan. Civil creditor's rights litigation is an important part of civil litigation. With the development of society and economy, the proportion of private loan dispute cases in civil and commercial cases is increasing year by year. Especially since the Supreme people's Court established the relevant system of issuing the list of the holders of dishonesty in 2013, the number of private loan disputes has increased by leaps and bounds. At present, there is no special legislation to regulate private lending. The legal provisions of adjusting and standardizing folk lending are scattered in the laws of our country, such as the General principles of Civil Law, the guarantee Law and the contract Law, as well as the relevant judicial interpretations promulgated by the Supreme people's Court, the Supreme people's Procuratorate and the Ministry of Public Security. Since September 1, 2015, the provisions of the Supreme people's Court on the application of law to private lending cases have provided a relatively uniform standard and basis for the determination and adjudication of the facts of folk lending cases. Therefore, the main object of this paper is the types of litigation of non-governmental loan claims and the possible risks and problems in the process of litigation. In order to study the related problems of private loan creditor's rights litigation, this paper adopts the research method of combination of empirical and typological analysis. On the basis of analyzing the risks and problems existing before and during the litigation of creditor's rights in private lending cases, this paper puts forward the corresponding solutions and suggestions to avoid the related risks and resolve the problems. The main body is divided into four parts, the structure arrangement is as follows: the first part has made the basic determination to the folk loan and the people loan claim, and has defined and analyzed the litigant, the lawsuit object, the lawsuit jurisdiction of the folk loan creditor's right litigation. Proof of litigation and other main elements. The second part analyzes the types of civil creditor's rights litigation with specific cases, and discusses the related problems of the litigation of payment, confirmation and formation. In the third part, the author first analyzes the risks that often appear before the civil loan claims litigation, such as the risk of credit fraud, the risk of borrowing interest rate, and the risk of notarial execution certificate. On this basis, the further development of private lending debt before the risk of evasion. In the fourth part, on the basis of the analysis of the main problems in the implementation of the private loan creditor's rights litigation, the author puts forward the corresponding suggestions on how to resolve the related problems.
【学位授予单位】：华侨大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：D923.2;D923.6

【相似文献】