FOB合同下货物的保险

发布时间：2018-05-18 06:16

本文选题：FOB + 保险　；参考：《上海海事大学》2005年硕士论文

【摘要】：许多专家给出建议,对外贸易中,为更好地保护自己的利益,我国的出口商(卖方)最好与国外买家订立CIF合同。但由于各种原因,我国出口商与外国买家订立的绝大多数是FOB合同。本文便针对国际贸易中我国出口商与国外买家订立的绝大多数是FOB合同的贸易实践,以更好地保护我国出口商的利益为目的,从保险的角度对FOB术语下的整个运输过程进行分析,寻求保护的方法。然而,我国目前的海上保险研究大多是比较概括的,并未具体针对某一类型的合同进行研究。所以,可以说这是一个全新的课题。针对这一课题,本文采用纵向研究的方法,把FOB术语下的整个运输过程按时间先后分成四区段,提出卖方在各运输区段应注意的货物保险问题。在我国已加入WTO和英国协会保单被越来越广泛应用在保险市场与国际贸易领域的大形势下,笔者又尝试应用实证分析方法和比较研究的方法,通过引用大量的中外案例,深入分析英国《1906年海上保险法》、《2000年国际贸易术语解释通则》、《联合国国际货物销售合同公约》及其他相关法律的规定,并结合我国《保险法》、《合同法》等法律探讨卖方在各运输区段应注意的货物保险问题及其解决方法。本文首先在第一章里,带着“FOB合同为何有如此大的魅力”的疑问,探讨了FOB合同在运费和保险费因素上的优势;同时,也分析了FOB合同下的三类主要风险,这三类风险是卖方在FOB合同的各运输区段所遇风险的概括,正是它们诱发了各区段中的保险问题。由于可保利益对本课题研究的重要性,接着在第二章对FOB合同下可保利益的相关问题进行了研究,以期对下文分区段的探讨起到建构基础的作用。随后的四章是本文的重点。本文按FOB的整个运输过程先后要经过的四区段,每一章对应一区段,分别探讨了卖方应注意的保险问题及其解决方法。第三章指出区段1中保险的“真空地带”:一方面,买方由于未承担风险而不具有可保利益,不能向保险公司索赔;另一方面,卖方虽承担风险,但并未投保,也不能向保险公司索赔。对此,本文给出了三种解决方法。第四章讨论了三个问题。首先,分析卖方的通知义务。分别引用英国和我国的案例,论证卖方并非必须履行通知义务,然而考虑法律明确的措词,建议卖方最好照发通知。然后,讨论整船货装船完毕前发生灭失时的可保利益。通过两个相似案例的比
[Abstract]:Many experts suggest that in order to better protect their own interests in foreign trade, our exporters (sellers) had better conclude CIF contracts with foreign buyers. However, for various reasons, the vast majority of our exporters and foreign buyers are FOB contracts. This paper aims at the fact that most of the FOB contracts concluded between Chinese exporters and foreign buyers in international trade are aimed at better protecting the interests of Chinese exporters. From the point of view of insurance, the whole transportation process under FOB terminology is analyzed and the method of protection is sought. However, most of the current marine insurance studies in China are relatively general, not specific to a certain type of contract research. Therefore, it can be said that this is a new topic. Aiming at this problem, this paper adopts the method of longitudinal research, divides the whole transportation process under FOB term into four sections according to time, and puts forward the cargo insurance problem that the seller should pay attention to in each transportation section. Under the situation that our country has joined the WTO and the British Association policy has been more and more widely used in the field of insurance market and international trade, the author also tries to apply the empirical analysis method and the comparative research method, through quoting a large number of Chinese and foreign cases. An in-depth analysis of the provisions of the British Maritime Insurance Law of 1906, the principles for the interpretation of International Trade terms of 2000, the United Nations Convention on contracts for the International Sale of goods and other relevant laws, Combined with the law of insurance law and contract law of our country, this paper probes into the problem of cargo insurance which should be paid attention to by sellers in each transportation section and the solution to it. In the first chapter, with the question of "why FOB contract has such great charm", this paper discusses the advantages of FOB contract in freight and insurance factors, and also analyzes three kinds of main risks under FOB contract. These three kinds of risks are the generalization of the risks encountered by the seller in each transport section of the FOB contract, and they lead to the insurance problem in each section. Because of the importance of insurable interest to the research of this subject, the second chapter studies the related problems of insurable interest under FOB contract, in order to construct the foundation for the discussion of the following subsections. The following four chapters are the emphases of this paper. In this paper, according to the four sections of the whole FOB transportation process, each chapter corresponds to one section, and discusses the insurance problems that the seller should pay attention to and how to solve them. Chapter III states the "vacuum zone" of insurance in section 1: on the one hand, the buyer is unable to claim compensation from the insurance company because he does not bear the risk; on the other hand, the seller does not take the risk, but is not insured, Nor can you claim a claim from an insurance company. In this paper, three solutions are given. Chapter four discusses three problems. First of all, the seller's obligation to notify is analyzed. Citing the cases of England and China respectively, the author argues that the seller is not obliged to perform the obligation of notice. However, considering the clear wording of the law, it is suggested that the seller should follow the notice. Then, the insurable benefits in case of loss before shipment is completed are discussed. By comparing two similar cases
【学位授予单位】：上海海事大学
【学位级别】：硕士
【学位授予年份】：2005
【分类号】：D922.284;D922.294

【引证文献】