浅析抵押合同的效力认定

发布时间：2019-05-11 09:15

【摘要】：抵押担保在近现代各国民法的物权担保制度占据着非常重要的地位。抵押权基于抵押合同而设立,作为担保物权,抵押权人在主合同债务人不能履行债务时,可以依法对特定的财产享有优先受偿的权利。在我国现行的法律制度中,抵押合同受到多部法律规范的调整,不仅有《合同法》、《担保法》和《物权法》,还有《土地管理法》、《城市房地产管理法》等法律规范也规定了特定财产是否可以作为抵押物的问题。由于调整抵押合同的法律规范比较多,对于抵押合同的效力的认定理论界尚有一些分歧,司法实践中也存在不少纷争。本文在分析抵押合同的基本概念的基础上,从合同的主体、当事人意表示、合同的内容以及抵押合同的形式要件等方面分析了抵押合同效力的认定问题,并进一步分析了在签订抵押合同时应当注意的一些事项,希望借些研究在理论对我国的抵押合同的效力认定的有所帮助。
[Abstract]:Mortgage guarantee occupies a very important position in the real right guarantee system of civil law in modern countries. The mortgage is established on the basis of the mortgage contract. As the real right of security, the mortgagee may enjoy the right of priority payment to the specific property in accordance with the law when the debtor of the main contract is unable to perform the debt. In the current legal system of our country, the mortgage contract has been adjusted by many legal norms, not only the contract Law, the guarantee Law and the property Law, but also the Land Management Law. Legal norms such as Urban Real Estate Management Law also stipulate whether specific property can be used as collateral. Because there are many legal norms to adjust the mortgage contract, there are still some differences in the theoretical circle on the validity of the mortgage contract, and there are also many disputes in judicial practice. On the basis of analyzing the basic concept of mortgage contract, this paper analyzes the cognizance of the validity of mortgage contract from the aspects of the main body of the contract, the intention of the parties, the content of the contract and the formal elements of the mortgage contract. This paper further analyzes some matters that should be paid attention to when signing mortgage contract, and hopes that some research will be helpful to the cognizance of the validity of mortgage contract in our country.
【作者单位】：浙江良济律师事务所;
【分类号】：D923.6

【共引文献】