个人破产制度立法问题研究

发布时间：2018-03-30 16:10

本文选题：个人破产　切入点：破产主体　出处：《南昌大学》2015年硕士论文

【摘要】：随着市场经济的日益开放,自然人越来越多的参与到市场活动,市场竞争日益加剧,导致我国已经出现大量过度负债的个人。为避免我国出现严重的债务危机,必须及时消化不良债务,因此破产人有序退出市场的机制,即个人破产法的构建,显然具有重要的现实意义。个人破产法旨在清理不良债务,维护经济秩序,衡平保护债权人债务人利益。但是由于立法的外部环境尚不成熟,导致我国一直未出台个人破产法。本文第一章奠定了个人破产制度构建的理论根基,主要从个人破产的概念入手,阐明了个人破产公平、效益、人权等制度价值。第二章介绍了国外个人破产法的起源和发展,对比个人破产制度在我国的法律背景,从国外先进的成果中获得我国制定个人破产法的启示。第三章结合我国普遍存在的民间借贷、债务危机、民事执行难等问题,凸显出我国法律在解决债权债务关系方面的不足,论证个人破产立法的必要性,以及当前我国经济、文化和制度等条件下个人破产立法的可行性进行论述。第四章单列一章分析我国未建立个人破产法的原因缺乏经济基础、信用体系不完善等,破除其不完善对个人破产立法的障碍。从反面论证个人破产立法必要性和可行性。第五章比较分析国外先进的破产立法,结合我国具体的经济环境,就几项具体制度和程序提出自己的主张和意见,完善个人破产制度的设计。
[Abstract]:With the opening up of the market economy, more and more natural persons participate in the market activities, and the market competition intensifies day by day, which leads to the emergence of a large number of over-indebted individuals in our country, in order to avoid a serious debt crisis in our country. It is necessary to digest the bad debts in time. Therefore, the mechanism of orderly withdrawal of the bankrupt from the market, namely the construction of the personal bankruptcy law, is obviously of great practical significance. The purpose of the personal bankruptcy law is to clean up the bad debts and maintain the economic order. However, due to the immaturity of the external environment of legislation, China has not issued a personal bankruptcy law. The first chapter of this paper lays the theoretical foundation for the construction of the individual bankruptcy system. Starting with the concept of personal bankruptcy, this paper expounds the system value of individual bankruptcy fairness, benefit and human rights. Chapter two introduces the origin and development of foreign personal bankruptcy law, and compares the legal background of individual bankruptcy system in our country. The third chapter combines with the common problems of folk borrowing, debt crisis, civil execution and so on, highlights the deficiency of Chinese law in solving the relationship between creditor's rights and debts. The necessity of the personal bankruptcy legislation and the feasibility of the personal bankruptcy legislation under the conditions of economy, culture and system are discussed. The fourth chapter analyzes the reasons why the personal bankruptcy law has not been established in our country. The credit system is not perfect and so on, the obstacle of its imperfection to the personal bankruptcy legislation is overcome. The necessity and feasibility of the personal bankruptcy legislation are demonstrated from the reverse side. Chapter five compares and analyzes the advanced bankruptcy legislation of foreign countries, and combines the concrete economic environment of our country. The author puts forward his own opinions and opinions on several specific systems and procedures, and consummates the design of personal bankruptcy system.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D922.291.92

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