论海上货物运输保险中的包装不当

发布时间：2018-04-23 05:02

本文选题：海上货物运输 + 海上保险　；参考：《大连海事大学》2017年硕士论文

【摘要】：本文以我国《海商法》第243条第3款、《中国人民财产保险股份有限公司海洋运输货物保险条款》(2009年版)除外责任第二项和《伦敦保险协会运输货物保险(A)条款》(2009年版)第4条第3款中的包装不当或包装不足作为主要研究对象。在海上货物运输保险中海上保险法和保险合同条款下,通过对包装的功能与作用、包装不适当与货物损失之间的因果关系、集装箱等载运器具的属性以及裸装货物的现代包装方式等多种因素的分析来明确保险条款中包装和包装不当的含义、包装不当的主要确定标准、包装不当的外延以及构成包装不当时的法律效力,特别是保险人与各方主体之间的责任承担,进而总结出我国保险条款中包装不当除外责任条款的现存问题并提出完善建议。全文共分为四个章节。第一章为运输包装概述,主要介绍不同国家对运输包装的定义并阐述运输包装所起到的作用及包装不当产生的主要原因,目的在于强调所研究的内容是货物的运输包装而非销售包装等其他类型的包装;该部分属于技术性描述,将包装从技术层面上升至法律层面,起到过渡作用为下文的展开做好铺垫。第二章为本文的重点章节,通过对我国《海商法》第十二章、《中国人民财产保险股份有限公司海洋运输货物保险条款》(2009年版)和《伦敦保险协会运输货物保险(A)条款》(2009年版)等保险条款的分析明确包装不当的含义和确定标准,结合保险实务中的典型案例探究包装不当的外延,包括集装箱内外货物积载不当、包装标志和标识不清、集装箱不适货以及针对重大件裸装货物的绑扎、系固和焊接不牢等情形。第三章为本文的主要章节,在海上保险法和保险合同下讨论包装不当除外责任条款的法律效力,根据包装不当单独导致货损和包装不当与其他原因共同导致货损的不同情形具体分析保险人和其他各方主体之间责任的分担或免除问题。第四章是笔者依据上述研究结果总结我国包装不当除外责任条款现存的法律和实务问题并提出建议,望能够有助于我国海上货物运输保险中保险法律的完善和保险实务的提高。
[Abstract]:Article 243, paragraph 3, of the Maritime Law of China, the Marine Transport cargo Insurance Clause of the Chinese people's property Insurance Company Limited (2009 Edition), the second item of excluding liability and the Clause of London Insurance Association for Transport cargo Insurance, 2009 Article 4 (3) improper or inadequate packaging as the main research object. Under the Marine Insurance Law and the terms of the insurance contract, the causality between the improper packing and the loss of the goods through the function and function of the package, The analysis of the attributes of containers and other transport equipment and the modern packing methods of the bare goods, etc., to clarify the meaning of improper packaging and improper packaging in insurance clauses, and the main determining standards for improper packaging, The extension of improper packaging and the legal effect that constitutes the improper packaging, especially the liability between the insurer and the parties, is summarized, and the existing problems of the improper packaging exclusion clause in our insurance clauses are summarized and some suggestions are put forward. The full text is divided into four chapters. The first chapter is an overview of transport packaging, which mainly introduces the definition of transport packaging in different countries and expounds the role of transport packaging and the main reasons for improper packaging. The purpose of the study is to emphasize that the content under study is the transport packaging of the goods rather than other types of packaging, such as sales packaging; this part is a technical description that elevates the packaging from the technical to the legal level, Play a transitional role in the following development to do a good job. The second chapter is the key chapter of this paper. In the light of Chapter 12 of the Maritime Law of China, the terms of Marine Transport cargo Insurance of the people's property Insurance Company of China Limited (2009 Edition) and the provisions of the London Insurance Association on Transport cargo Insurance (2009 Edition), Analyze and define the meaning and standard of improper packaging, Combined with typical cases in insurance practice, this paper explores the extension of improper packaging, including improper stowage of goods inside and outside the container, unclear packing marks and labels, unsuitable container cargo and binding for major items of bare cargo, Cases of fastening and unfastening, etc. The third chapter is the main chapter of this paper, under the marine insurance law and insurance contract to discuss the legal effect of improperly packaged exclusion clause, According to the different circumstances that improper packing alone leads to damage and improper packing leads to damage together with other reasons, the problem of sharing or exempting the liability between the insurer and other parties is analyzed in detail. In the fourth chapter, the author summarizes the existing legal and practical problems in China's improper packaging exclusion clause and puts forward some suggestions, which can be helpful to the improvement of insurance law and insurance practice in China's marine cargo insurance.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.284

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