我国外保内贷的相关法律研究

发布时间：2018-06-16 05:16

本文选题：外保内贷 + 外汇管理规定　；参考：《深圳大学》2017年硕士论文

【摘要】：当今世界经济一体化程度不断加深,世界主要经济体间的联系日益紧密,中国企业正在逐步走向机遇与挑战并存的国际化大市场中。与此同时,我国银行业总资产160多万亿元,占中国全部金融资产的90%以上,经济发展高度已经严重依赖于银行信贷,企业直接融资严重不足。以往针对外保内贷之监管往往选择提高企业外债额度、履约登记等硬性指标,本文通过对外保内贷的各环节监管进行解析,指出目前监管之不足之处,提出相应完善建议,并且对混业监管以及跨行业立法的目标做出了一些的过渡方案的设想。在此背景下,国家外汇管理局在2013年实施的《外债登记管理办法》中,从流程上进一步简化了关于境外主体为境内的债务人向境内债权人提供担保的相关流程,担保人主体资格、担保额度以及被担保人资信对境内机构开展境外担保的条件开始逐步放宽。本文通过研究外保内贷的使用环境、立法现状和监管制度,分析我国当前对外保内贷监管制度之优劣,适当学习和借鉴他国的监管经验,考量我国外保内贷监管制度完善的可能性。全文一共分为四章。第一章介绍外保内贷在我国的产生背景以及核心内容,并与其相邻融资方式内保外贷进行比较。第二章介绍我国外保内贷的发展现状和我国现有的监管立法,阐述我国现行外资监管制度和新近立法变革及现行的主要监管立法。第三章述及在全球经济市场国际化的大环境下,我国外保内贷业务面临的法律障碍,分析我国外保内贷相对落后的法律体系及监管制度存在的具体问题。第四章提出关于完善我国外保内贷监管制度的建议。
[Abstract]:Nowadays, the degree of economic integration in the world is deepening, and the relationship between the major economies of the world is becoming closer and closer. Chinese enterprises are gradually moving towards a large international market with both opportunities and challenges. At the same time, the total assets of China's banking industry are more than 160 trillion yuan, accounting for more than 90% of the total financial assets in China. The economic development has been highly dependent on bank credit, and the direct financing of enterprises is seriously inadequate. In the past, in view of the external guarantee internal loan supervision, we often choose to improve the external debt quota, performance registration and other hard indicators. This paper analyzes the various aspects of the external insurance internal loan supervision, points out the deficiencies of the current supervision, and puts forward the corresponding improvement suggestions. And the mixed supervision and cross-industry legislation of the objectives made some transition plan. In this context, the State Administration of Foreign Exchange, in the measures for the Administration of Foreign debt Registration, implemented in 2013, further simplifies the process of providing security to domestic creditors by foreign subjects for domestic debtors. The qualification of the guarantor, the amount of the guarantee and the conditions of the surety's credit guarantee for the domestic institution begin to relax step by step. In this paper, the author analyzes the advantages and disadvantages of China's current internal guarantee loan supervision system through the study of the use environment, legislative status and supervision system of the external guarantee internal loan, and learns and draws lessons from the regulatory experience of other countries. Considering the possibility of perfecting the supervision system of external guarantee and internal loan in our country. The full text is divided into four chapters. The first chapter introduces the background and core content of external guarantee loan in China, and compares it with its adjacent financing mode. The second chapter introduces the current situation of the development of the external guarantee internal loan and the existing supervision legislation in China, and expounds the current foreign capital supervision system, the recent legislative reform and the current main supervision legislation in our country. The third chapter deals with the legal obstacles faced by the internal loan business in China in the context of the internationalization of the global economic market, and analyzes the specific problems existing in the relatively backward legal system and the supervision system of the external guarantee internal loan in China. The fourth chapter puts forward the suggestion about perfecting the supervision system of external guarantee and internal loan in our country.
【学位授予单位】：深圳大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D922.282

【参考文献】