论海上保险利益原则的变迁

发布时间：2018-02-17 05:03

本文关键词： 海上保险保险利益法定利益理论实际预期利益理论 CFR FOB 最大诚信原则陪审团制度　出处：《华东政法大学》2011年硕士论文　论文类型：学位论文

【摘要】：为了防范赌博和道德风险,海上保险利益原则应运而生。但是保险利益原则自诞生之日起,围绕法定利益理论和实际期待利益理论的争论就从来没有停止过。保险利益原则具体内涵的不确定性,给海上保险实务带来很大的困惑和负面作用。本文将以海上保险利益原则的产生、发展、变化、废除为主线,结合国内外立法和司法实践,探讨海上保险利益原则产生长期而持久争议的深层次原因,废除保险利益原则理论,可能的改良方案以及我国海商法修改时应当如何规范保险利益原则。本文分为四章。第一章简要概述海上保险利益原则的含义,海上保险利益原则确立过程及意义等;第二章结合案例及立法阐述保险利益原则从“法定利益理论”到“实际期待利益理论”的变迁过程,着重阐述了法定利益理论实际利益理论两者的区别及各自的优点、缺点,以及保险利益原则给司法实践带来的不确定性及不公平等问题;第三章对废除保险利益原则的思潮进行阐述及评述,附带笔者对保险利益原则改良的一些建议;第四章对我国海商法修改时保险利益原则如何规范提出一些自己的建议。
[Abstract]:In order to guard against gambling and moral hazard, the principle of marine insurance interests came into being. The controversy over the theory of statutory interest and the theory of actual expectation of interest has never stopped. The uncertainty of the specific connotation of the principle of insurance interests, It will bring great confusion and negative effect to marine insurance practice. This paper will take the emergence, development, change and abolishment of the benefit principle of marine insurance as the main line, combining the legislation and judicial practice at home and abroad. This paper probes into the deep-seated causes of the long-lasting dispute over the principle of marine insurance interests, the abrogation of the theory of the principle of insurance interests, the possible improvement scheme and how to standardize the principle of insurable interest when the maritime law of our country is amended. This paper is divided into four chapters. The first chapter gives a brief overview of the meaning of the principle of marine insurance interests, the process and significance of establishing the principle of interests of marine insurance. The second chapter expounds the change process of insurance interest principle from "legal interest theory" to "actual expectation interest theory", and emphasizes the difference between the two theories and their respective advantages and disadvantages. The third chapter expounds and comments on the trend of thought of abolishing the principle of insurance interest, with some suggestions on the improvement of the principle of insurance interest. Chapter 4th puts forward some suggestions on how to standardize the principle of insurance interest when the maritime law of our country is amended.
【学位授予单位】：华东政法大学
【学位级别】：硕士
【学位授予年份】：2011
【分类号】：D922.284

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