海上保险中的预约保险合同研究

发布时间：2018-05-03 03:32

本文选题：预约保险合同 + 预约合同　；参考：《大连海事大学》2008年硕士论文

【摘要】： 预约保险合同是一种简化的保险合同。在订立时,保险当事人双方仅约定保险责任范围、保险财产范围、每一保险或地点的最高保险金额、保险费结算办法等,其他详细内容有待每批货物发运前,被保险人向保险人申报加以确定。由于预约保险合同既可以使保险人获得长期稳定的保费收入,又可以免除被保险人漏报的担忧,所以现在它已经成为海上保险,尤其是海上货物运输保险的一种常见形式。但是我国现行的法律对预约保险合同制度规定并不完善,仅有《海商法》对预约保险合同作了粗略的规定,争议发生后缺乏法律解决依据。同时,学术界对预约保险合同本身的性质、溯及效力等问题争议颇大,没有统一的观点,导致了预约保险合同司法实践的困难。本文从基本理论出发,对预约保险合同作以简要介绍,并针对现今理论上和实践中存在的、争议较大的问题加以分析和阐述。文章将预约保险合同本身定性为预约合同,它与航次保险合同是预约合同和本合同的关系,并在此基础上进一步论述了预约合同的可保利益、溯及效力以及申报等问题。为了进一步完善我国的预约保险合同立法,文章结合英国权威判例,对比分析了英国法下预约保险合同制度及法律规定与我国预约保险合同相关内容的异同。最后,结合我国预约保险合同司法实践中出现的问题以及学者们的《海商法》修改建议稿中有关预约保险合同的修改内容,对我国海上保险中的预约保险合同制度提出完善建议。
[Abstract]:An appointment insurance contract is a simplified insurance contract. At the time of conclusion, the parties to the insurance shall only agree on the scope of the insurance liability, the scope of the insurance property, the maximum amount of insurance coverage for each insurance or place, the insurance premium settlement measures, etc., other details of which are subject to the shipment of each shipment, The insured shall declare to the insurer for determination. Because the appointment insurance contract not only can make the insurer obtain the long-term stable premium income, but also can avoid the worry of underreporting by the insured, it has become a common form of marine insurance, especially the marine cargo transportation insurance. However, the current law of our country is not perfect in the system of advance insurance contract, only the maritime law makes a rough stipulation on the contract of advance insurance, and there is no legal basis for resolving the dispute after the occurrence of the dispute. At the same time, there is a lot of controversy about the nature, retroactivity and validity of the appointment insurance contract in academic circles, which leads to the difficulty of judicial practice of the appointment insurance contract. Based on the basic theory, this paper gives a brief introduction to the reservation insurance contract, and analyzes and expounds the controversial problems existing in theory and practice. This paper defines the reservation insurance contract itself as an appointment contract, which is the relationship between the reservation contract and the voyage insurance contract. On this basis, the insurable interest, retroactive effect and declaration of the reservation contract are further discussed. In order to further perfect the legislation of our country's reservation insurance contract, this paper compares and analyzes the similarities and differences between the reservation insurance contract system under English law and the relevant contents of our country's reservation insurance contract in combination with the authoritative precedents of the United Kingdom. Finally, combined with the problems in the judicial practice of the appointment insurance contract in our country, as well as the contents of the amendments to the reservation insurance contract in the proposed amendments to the Maritime Law of the scholars, This paper puts forward some suggestions on the system of advance insurance contract in marine insurance of our country.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2008
【分类号】：D922.284

【引证文献】