论诚实信用原则在保险法中的适用

发布时间：2018-06-18 05:01

本文选题：诚实信用原则 + 保险法　；参考：《湖南大学》2001年硕士论文

【摘要】： 诚实信用原则是现代民商法最重要的原则之一，而保险合同是最大诚实信用合同。因此，研究诚实信用原则在保险法的运用至为必要。本文第一部分阐述了诚实信用原则的具体涵义，其在民商法中地位的确立及适用和其在保险法中地位的确立。第二部分阐述了诚实信用在保险法中适用。诚实信用原则在保险法中的适用主要表现为保险合同当事人、保险合同工关系人、保险合同辅助人的诚实信用义务。投保人与被保险人的诚实信用义务主要包括如实告知义务，风险增加通知义务、出险通知义务、避免和减轻损失义务以及协助保险人代位求偿义务。保险人的诚信义务则主要为如实说明义务，保密义务。受益人的诚信义务主要为不得加害被保险人及其他受益人的义务及保险事故通知义务。第三部分对我国保险法中有关诚实信用义务的规定并对其作了全面分析。对于符合保险惯例，反映保险业内在规律的内容作了肯定，而对于某些不合理的规定，则提出了完善意见。第四部分，主要讨论了诚实信用原则在适用中存在的问题并针对这些问题提出了自己的对策和建议。
[Abstract]:The principle of honesty and credit is one of the most important principles of modern civil law, insurance contract is the greatest sincerity
The real credit contract. Therefore, the study of the principle of good faith in the insurance law is necessary.
The first part expounds the meaning of the principle of good faith, its position in the civil law.
The establishment and application and its position in the insurance law is established.
The second part expounds the principle of good faith in the insurance law. The principle of good faith in the insurance law
Is mainly for the parties of the insurance contract, insurance contract relationship, the insurance contract assistant
The honest credit obligations. The insured and the insured credit obligations include truthfully inform the righteous
Service, increase the risk of the notification obligation, claim notification obligations, to avoid and reduce the loss of duty and assist Paul
The insurer's subrogation obligation. The obligation of confidentiality integrity and obligations of the insurer are mainly to truthfully explain obligations.
The fiduciary duty of beneficiary are not to do harm by duty and insurance and other beneficiaries
The accident notification obligation.
The third part of relevant provisions of the obligation of good faith of our insurance law and makes a comprehensive
Analysis. In accordance with the insurance practice, reflect the internal rules of the insurance industry and the content in the affirmative.
Some unreasonable regulations, put forward the suggestions.
The fourth part mainly discusses the existence of the principle of good faith in the application and in the light of these
Puts forward some countermeasures and suggestions.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2001
【分类号】：D922.28

【引证文献】