海上保险中保证法律问题研究

发布时间：2018-06-18 13:46

本文选题：保证 + 明示保证　；参考：《大连海事大学》2005年硕士论文

【摘要】：保证,起源于英国海上保险。《1906年海上保险法》共有九条有关保证的规定。在我国,保证是海上保险合同中特有的一项规章制度。但是在《保险法》和《海商法》中都没有对保证这一概念做出定义。我国法律中仅有的关于保证的内容就是《海商法》第235条关于违反保证条款的后果的规定。这种立法上的疏漏与保证在保险,特别是在海上保险中的重要地位不相称,也由此导致了海上保险实务与司法实践中的一些问题。本文总结了英国、美国、德国和挪威海上保险法中有关保证以及与保证相关的法律制度的规定,并参考实践中普遍使用的海上保险合同条款,分析了当今国际海上保险业中保证的发展趋势。同时结合我国现有立法及保险条款中有关保证的规定,对我国《海商法》及海上保险条款中有关保证规定的修改提出建议。本文通过研究认为,保证在我国《海商法》中仍应存在,而且《海商法》中应对保证的定义进行明确。但对于违反保证的法律后果不宜过于严厉。《海商法》中不宜规定保证的具体事项,应留待在保险条款中进行约定。而在保险条款中, 保证的事项也应进行适当控制,以达到既能合理控制风险,又能均衡保险合同双方权利和义务的目的。
[Abstract]:Warranty, originated in British marine insurance. < 1906 Marine Insurance Act, there are nine warranty provisions. In our country, warranty is a special regulation in marine insurance contract. However, the concept of warranty is not defined in the Insurance Act and the Maritime Code. The only content of warranty in Chinese law is Article 235 of Maritime Law on the consequences of breach of warranty. Such legislative gaps are not commensurate with the importance of security in insurance, especially in marine insurance, It also leads to some problems in marine insurance practice and judicial practice. This paper summarizes the provisions of the maritime insurance laws of the United Kingdom, the United States, Germany and Norway concerning warranties and the legal systems relating to warranties. Referring to the terms of marine insurance contracts which are widely used in practice, the development trend of international marine insurance guarantee is analyzed. At the same time, in combination with the existing legislation and the provisions of the insurance clause, the author puts forward some suggestions on the modification of the warranty provisions in the Maritime Law and the Marine Insurance Clause in China. This paper holds that the guarantee should still exist in the Maritime Law of our country, and the definition of guarantee should be clearly defined in the Maritime Law of China. However, the legal consequences of breach of warranty should not be too strict. In the insurance clause, the guarantee should also be properly controlled so that the risk can be reasonably controlled. The purpose of double-party rights and obligations of insurance contract can be balanced.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2005
【分类号】：D922.294;D922.284

【引证文献】