国际保理商的法律风险研究

发布时间：2018-09-01 19:23

【摘要】： 国际保理是保理商为营业地处于不同国家之间的出口商和进口商所提供的一种集贸易资金融通、应收账款收取、销售账目管理和信用风险担保为一体的一种新型综合性金融服务方式。相比于信用证、国际托收等传统国际贸易结算方式,它的优势在于其融资和信用风险担保功能。国际保理商的法律风险是指出口商与保理商签订保理合同转让应收账款所有权后,由于种种因素使得保理商未能取得应收账款的风险。应收账款债权转让是国际保理的法律理论基础,因此本文以应收账款债权转让为主轴尝试运用立法论和解释论的方法对国际保理商的法律风险问题进行系统论述,希望能对国际保理商在开展国际保理业务中进行风险防范有所帮助,并对构建我国关于国际保理商的法律风险问题的相关立法有所启发。论文包括绪言、正文和结论三部分的内容。绪言主要介绍了论文课题的提出、研究方法及创新之处。正文分为三个部分: 第一、二章为第一部分:第一章主要介绍国际保理的概念、业务种类和运行机制,使读者先对国际保理业务的运行有一个基本了解;第二章从分析国际保理的性质入手,指出国际保理商的法律地位是其风险产生的根本原因,并首次尝试结合民法上的债权转让理论和商法上的债权流通转让理论重新定位国际保理商的法律地位,接着阐述引起国际保理商法律风险的其他原因。追根索源找出问题的原冈,有利于问题的解决。总之,第一、二章是为后面论述国际保理商的法律风险及其防范做基本理论铺垫。第三、四章为第二部分,也是本文的重点:第三章阐述了国际保理商可能面临的法律风险和国际公约、国际惯例及各国法律对该问题的相关规定,笔者对之进行了评述,并进一步指出建立应收账款转让登记公正制度是从立法层面防范国际保理商法律风险的基本途径之一,为第四章论述国际保理商的法律风险防范奠定了法律理论基础;第四章相应地论述国际保理商的法律风险具体防范措施。第五章为第三部分:以我国《物权法》新的相关规定为切入点,结合《合同法》和《民法通则》关于国际保理商的法律风险问题的规定,将之与国际公约、惯例或其他先进立法的相关规定进行比较,指出我围相关立法之不足,并提出具体完善建议。结论部分总结正文,指出运用新的法律理论重新定位国际保理商的法律地位,建立应收账款转让登记公正制度,是从法律层面上更好地防范国际保理商的法律风险的基本途径。并进一步指出可借鉴国际上先进的立法经验,来完善我国关于国际保理商的法律风险问题相关立法。
[Abstract]:International factoring is a collection of trade funds provided by factoring agents for exporters and importers with their places of business in different countries. Sales account management and credit risk guarantee as one of a new comprehensive financial services. Compared with letter of credit, international collection and other traditional international trade settlement, its advantages lie in its financing and credit risk guarantee function. The legal risk of international factoring refers to the risk that the exporter and factor sign factoring contract to transfer the ownership of accounts receivable due to various factors which make the factor fail to obtain accounts receivable. The transfer of accounts receivable claims is the legal theoretical basis of international factoring. Therefore, this paper tries to use the method of legislation and explanation to systematically discuss the legal risk of international factoring with the transfer of accounts receivable claims as the main axis. It is hoped that it will be helpful to the international factoring in carrying out the risk prevention in the international factoring business and enlighten the construction of the relevant legislation on the legal risk of the international factoring in our country. The paper includes three parts: introduction, text and conclusion. The introduction mainly introduces the proposition, research method and innovation of the thesis. The text is divided into three parts: the first chapter is the first part: the first chapter mainly introduces the concept of international factoring, business types and operation mechanism, so that readers first have a basic understanding of the operation of international factoring business; The second chapter begins with the analysis of the nature of international factoring and points out that the legal status of international factoring is the fundamental cause of its risk. It also tries to reposition the legal status of international factor by combining the transfer theory of creditor's rights in civil law and the theory of circulation of creditor's rights in commercial law for the first time, and then expounds the other reasons that cause the legal risk of international factor quotient. Finding out the origin of the problem is beneficial to the solution of the problem. In a word, the first and second chapters lay the foundation for the discussion of the legal risk of international factor and its prevention. The third and fourth chapters are the second part, which is also the focus of this paper. Chapter three expounds the possible legal risks and international conventions faced by international factors, international practice and the relevant provisions of various countries' laws on this issue, and the author comments on them. Furthermore, it is pointed out that establishing the fair system of registration of accounts receivable transfer is one of the basic ways to prevent the legal risks of international factors from the legislative level, which lays a legal theoretical foundation for the fourth chapter to discuss the legal risk prevention of international factors. The fourth chapter discusses the legal risk prevention measures of international factors. The fifth chapter is the third part: with the new relevant provisions of China's Real right Law as the starting point, combining with the provisions of the contract Law and the General principles of Civil Law on the legal risk of international factoring, it is combined with the international conventions. This paper compares the relevant provisions of convention or other advanced legislation, points out the deficiency of our relevant legislation, and puts forward some concrete suggestions to improve it. The conclusion part summarizes the main body, points out that applying the new legal theory to reorient the legal status of international factoring and establishing the fair system of registration of accounts receivable transfer are the basic ways to better prevent the legal risks of international factor quotient from the legal level. It also points out that we can use the international advanced legislative experience for reference to perfect the relevant legislation on the legal risk of international factoring in our country.
【学位授予单位】：广东外语外贸大学
【学位级别】：硕士
【学位授予年份】：2009
【分类号】：D996.1

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