恶意透支型信用卡诈骗罪的刑法规制

发布时间：2018-03-05 06:16

本文选题：恶意透支行为　切入点：信用卡诈骗罪　出处：《北京交通大学》2017年硕士论文　论文类型：学位论文

【摘要】：我国金融行业的磅礴发展使信用卡得以快速普及,信用卡诈骗犯罪案件尤其是恶意透支型信用卡诈骗犯罪案件呈快速上升及高发态势,而我国对此相配套的信用卡管理制度则较为薄弱。本文通过对恶意透支型信用卡诈骗罪的理论研究,探讨信用卡诈骗罪的实质,正确地理解关于信用卡诈骗罪的刑事立法,努力解决司法实践中认定和规制恶意透支型信用卡诈骗罪的种种难题。同时,期望通过对与这一罪名相关的各种名词概念的厘定和对各类标准的研究,进一步完善恶意透支型信用卡诈骗罪的刑法规制,确定科学的定罪量刑标准。本文选取滥用信用卡恶意透支这一行为方式进行深入的剖析和探讨,特别是通过总结我国恶意透支型信用卡诈骗罪的现实特点,分析问题症结,研究该罪的构成要件,并在参考国外恶意透支型的信用卡犯罪立法模式的基础上,对我国恶意透支型信用卡诈骗罪的刑法规制提出对策。恶意透支型信用卡诈骗罪的立法完善必须坚持罪刑法定原则,保持刑法的谦抑性。为了有效实现刑法打击犯罪的功能,同时也为了体现刑罚的一般预防,在处理对恶意透支型信用卡诈骗案件时,要采用“条件性出罪机制”,最大程度上实现定罪与处罚的轻刑化。
[Abstract]:With the rapid development of the financial industry in China, credit card has been rapidly popularized, and the crime of credit card fraud, especially the malicious overdraft credit card fraud, is rising rapidly and has a high incidence. However, the credit card management system in China is relatively weak. Through the theoretical research on the crime of malicious overdraft credit card fraud, this paper probes into the essence of the crime of credit card fraud, and correctly understands the criminal legislation on the crime of credit card fraud. Try to solve the problems in judicial practice to identify and regulate malicious overdraft credit card fraud. At the same time, through the determination of various nouns related to this crime and the study of various standards, Further improve the criminal law regulation of malicious overdraft credit card fraud, determine the scientific standard of conviction and sentencing. Especially by summing up the actual characteristics of the malicious overdraft credit card fraud in our country, analyzing the crux of the problem, studying the constitutive elements of the crime, and referring to the foreign malicious overdraft credit card crime legislation model, This paper puts forward the countermeasures to the criminal law regulation of the malicious overdraft credit card fraud crime in our country. The legislative perfection of the malicious overdraft credit card fraud crime must adhere to the principle of legally prescribed punishment for a crime and keep the modesty of the criminal law, in order to effectively realize the function of the criminal law in cracking down on the crime. At the same time, in order to reflect the general prevention of punishment, in dealing with the malicious overdraft credit card fraud cases, we should adopt the "conditional crime mechanism" to achieve the maximum degree of conviction and punishment of light punishment.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D924.3

【相似文献】