民间融资欺诈犯罪研究

发布时间：2018-07-18 21:31

【摘要】：民间融资在江浙一带早已是司空见惯的社会现象,一些正当的民间融资行为本是受民法来调整的,但是在此过程中,不法分子为了逐利,不法分子不惜触犯法律规定。而这些纷繁复杂的案件,具体情况却是各有不同的。有些案件在经过司法审判后,竟然引起了社会强烈的反应,社会的满意度能够有效衡量一个法律是否适应具体情况的程度,也是立法者不得不考虑的因素之一。本文通过分析民间融资诈骗罪罪与非罪、此罪与彼罪的定性来研究民间融资欺诈犯罪。总结民间融资基础概念、区分罪与非罪、此罪与彼罪问题后,分析问题,最终提出解决方案。下面简单介绍下本文的文章结构：第一章为民间融资欺诈犯罪概述,从宏观角度来概括民间融资欺诈犯罪。首先,先提出民间融资欺诈犯罪的概念,明确民间融资欺诈犯罪是什么的问题；其次,简述民间融资欺诈犯罪的类型,明确该行为所涉及的罪名问题；最后,归纳民间融资欺诈犯罪的特征。第二章为民间融资欺诈犯罪罪与非罪的认定,从客观与主观两方面讲述。具体而言,客观方面是以行为和立案标准两个角度阐释；主观方面是以罪过形式和动机、目的两个角度阐释。对于罪过形式上尤为需要注意的是,会引进不同学说的观点,在不同观点的基础上,概括出自己的观点。第三章为民间融资欺诈犯罪此罪与彼罪的界定,同第二章类似的是也要从客观与主观两方面讲述,但是与第二章不同的在于,又增加了法律条文本身区分。具体如下：从条文本身的异样来比较两罪,条文本身分为立法体例和量刑幅度；从犯罪行为来比较两罪,分别从学理上来看和在实践过程中认定标准上看；从主观方面来比较两罪,主要界定“非法占有目的”这一主观上的心理活动。第四章为民间融资欺诈犯罪存在的问题及解决办法,主要是总结司法实践中存在的问题,并且提出适当的建议。问题主要是以资金提供方和资金需求方两个角度来研究问题症结所在—资金提供方所需理财产品缺乏和资金需求方融资方融资受限制；至于解决办法则是从立法方面和司法方面来提出适当的建议。
[Abstract]:Folk financing has long been a common social phenomenon in Jiangsu and Zhejiang provinces, and some legitimate folk financing acts are originally regulated by civil law, but in the process, lawbreakers do not hesitate to violate the law in order to pursue profits. But these complicated cases, the specific circumstances are different. Some cases after the judicial trial, even caused a strong social reaction, social satisfaction can effectively measure whether a law adapt to the specific situation, is also one of the factors that legislators have to consider. This paper analyzes the crime of folk financing fraud and non-crime, this crime and the nature of the crime to study the crime of folk financing fraud. This paper summarizes the basic concept of folk financing, differentiates between crime and non-crime, analyzes the problem and finally puts forward a solution. The following is a brief introduction to the structure of this article: the first chapter is an overview of private financing fraud crime, from a macro perspective to sum up the private financing fraud crime. First, put forward the concept of folk financing fraud crime, clarify the problem of what folk financing fraud crime is; secondly, briefly describe the types of private financing fraud crime, clear the criminal issues involved in this behavior; finally, Summarize the characteristics of folk financing fraud crime. The second chapter is the identification of folk financing fraud crime and non-crime, from the objective and subjective aspects. To be specific, the objective aspect is interpreted from the two angles of behavior and filing standard, while the subjective aspect is interpreted from the view of the form of guilt and motive, and the purpose of the case. In the form of sin, we should pay attention to the introduction of different viewpoints and generalize our own views on the basis of different viewpoints. The third chapter is the definition of the crime of folk financing fraud and the other crime. Similar to the second chapter, it should also be described from the objective and subjective aspects, but different from the second chapter, it also adds the distinction of the legal provisions itself. The details are as follows: compare the two crimes from the different aspects of the articles, the articles themselves are divided into legislative style and sentencing range, from the criminal behavior to compare the two crimes, respectively from the theoretical point of view and in the process of practice to identify the standards; Comparing the two crimes from the subjective aspect, it mainly defines the subjective psychological activity of the purpose of illegal possession. The fourth chapter is the problems and solutions of folk financing fraud, mainly summarizes the problems in judicial practice, and puts forward appropriate suggestions. The problem is mainly to study the crux of the problem from the two angles of the fund provider and the fund demand side-the lack of financial products needed by the fund provider and the limitation of the financing on the demand side; As for the solution, it is from the legislative and judicial aspects to make appropriate recommendations.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：D924.3

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