美国农业保险反欺诈法律机制及其启示

发布时间：2018-04-09 04:18

本文选题：美国　切入点：农业保险　出处：《世界农业》2017年10期

【摘要】：农业保险由于信息不对称以及面对财政补贴的诱惑,欺诈行为在保险理赔过程中时有发生,严重影响了保险市场的正常发展。美国农业保险通过《虚假申报法案》《农业保险改革法》和《农业风险保障法》,设立了农业保险反欺诈的法律审查机制及相关法律责任,形成了较为完善的农业保险反欺诈法律机制。中国目前已经成为仅次于美国的第二大农业保险市场,面对欺诈问题应该借鉴美国成功的经验,完善中国农业保险反欺诈法律机制。
[Abstract]:Because of the asymmetry of information and the temptation of financial subsidy, fraud occurs frequently in the process of insurance claims settlement, which seriously affects the normal development of insurance market.Through the false declarations Act, the Agricultural Insurance Reform Act and the Agricultural risk Protection Act, the United States Agricultural Insurance has established a legal review mechanism and related legal liabilities against fraud in agricultural insurance.Formed a relatively perfect agricultural insurance anti-fraud legal mechanism.At present, China has become the second largest agricultural insurance market after the United States. In the face of fraud, we should learn from the successful experience of the United States and perfect the anti-fraud legal mechanism of China's agricultural insurance.
【作者单位】：中原工学院信息商务学院;
【基金】：河南省软科学研究计划项目“行业协会垄断法律规制制度研究”(122400450047);河南省软科学研究计划项目“加快构建举省开放体制下河南省企业社会责任之法律问题研究”(152400410606)
【分类号】：D971.2;DD912.4

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