我国农村土地承包经营权抵押贷款的法律保障制度研究

发布时间：2018-04-17 04:31

  本文选题：农村土地承包经营权 + 抵押贷款　； 参考：《西南科技大学》2016年硕士论文

【摘要】：我国的农村土地承包经营权经历了一个从禁止流转到支持、鼓励流转的过程。随着农村经济的进一步发展,限制农村土地承包经营权流转这一做法已经跟不上农村生产发展的要求,不利于进一步解放农村生产力,因而国家对这一规定进行了适时的调整。如2008年《物权法》将农村土地承包经营权正式定性为一种用益物权,对土地承包经营权抵押问题进行了再次重申,从而使土地承包经营权抵押贷款有了理论依据;2013年11月12日召开的十八届三中全会通过了《中共中央关于全面深化改革若干重大问题的决定》等,明确了中央政府对土地抵押贷款业务的支持态度。本文通过对现有法律和政策的梳理以及对在全国推行农村土地承包经营权抵押贷款的必要性与可行性的肯定和对各地农村土地承包经营权抵押贷款试点工作取得成效的分析,看到了在全国推行农村土地承包经营权抵押贷款的困境。在总结分析各个试点取得的成功与不足后,指出国家应构建我国农村土地承包经营权抵押贷款的法律保障制度框架,并从完善法律、出台司法解释以及结合大数据平台和农村普惠经融服务制度完善相关配套制度的角度予以具体的阐述。
[Abstract]:The contracted management right of rural land in our country has experienced a process from prohibiting circulation to supporting and encouraging circulation.With the further development of rural economy, the practice of restricting the transfer of contracted management right of rural land has been unable to keep up with the requirements of rural production and development, which is not conducive to further emancipating rural productive forces, so the state has made timely adjustments to this provision.For example, in 2008, the right of contracted management of rural land was formally characterized as a usufruct right, and the issue of mortgage of the right to contract management of land was reiterated again.The third Plenary session of the 18th CPC Central Committee held on November 12, 2013, adopted the "decision of the CPC Central Committee on comprehensively deepening several important issues of Reform," and so on.Clear central government to land mortgage loan business support attitude.This paper analyzes the existing laws and policies, the necessity and feasibility of carrying out the rural land contractual management right mortgage loan in the whole country, and the effectiveness of the pilot work of the rural land contract management right mortgage loan.To see the implementation of the country in rural land contractual management right mortgage loan dilemma.After summing up and analyzing the success and deficiency of each pilot project, the author points out that the country should construct the legal guarantee system frame of the right of contracted management of rural land in our country, and perfect the law.Introducing judicial interpretation and combining big data platform and rural inclusive financial service system to improve the relevant supporting system to give a specific elaboration.
【学位授予单位】：西南科技大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：D922.32;D923.2
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本文编号：1762095