我国政策性银行发展历程：历史回顾与改革前瞻

发布时间：2018-01-03 01:14

本文关键词：我国政策性银行发展历程：历史回顾与改革前瞻　出处：《福建师范大学》2013年硕士论文　论文类型：学位论文

【摘要】：政策性银行是政策性金融的具体体现。与商业银行对比,政策性银行以国家信用为基础,靠发放债券和贷款获得资金支持,主要满足国家中长期经济发展的需要。中国于1994年设立了三家政策性银行,由它们行使政策性金融的职能。十多年来,三家政策性银行在执行国家产业政策、促进大宗商品进出口、扶持农业发展等领域发挥了重要作用。随着经济形势变化和金融体系发展,三家政策性银行的缺陷也渐渐暴露出来。因此,三家政策性银行的改革问题提上议事日程。论文以马克思主义政治经济学、制度经济学、金融学的基本原理为理论基础,对政策性银行的改革问题展开分析。首先,结合国内外学者的研究成果,对政策性银行的相关范畴进行界定。其次,回顾我国政策性银行的发展历程,并指出政策性银行存在的问题以及改革的必要性与可行性。再次,总结了国外政策性金融和国家开发银行的成功转型经验,为我国其他两家政策性银行的改革提供参考。最后,论文明确提出了政策性银行改革的思路和具体步骤。
[Abstract]:Policy banks are the concrete embodiment of policy finance. Compared with commercial banks, policy banks are based on state credit and obtain capital support by issuing bonds and loans. In 1994, China established three policy-oriented banks to exercise the functions of policy-oriented finance for more than a decade. The three policy banks have played an important role in implementing national industrial policies, promoting the import and export of commodities, and supporting agricultural development. Therefore, the reform of the three policy banks is put on the agenda. The thesis is based on Marxist political economics and institutional economics. The basic principles of finance for the theoretical basis, the reform of the policy bank analysis. First, combined with the research results of domestic and foreign scholars, to define the relevant categories of policy banks. Secondly. Review the development of China's policy banks, and point out the existing problems of policy banks and the necessity and feasibility of reform. Thirdly, summed up the successful transition experience of foreign policy finance and national development banks. Finally, the paper puts forward the ideas and concrete steps of the reform of the policy banks.
【学位授予单位】：福建师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.31

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