交通银行全面风险管理实践与完善

发布时间：2018-01-15 07:30

本文关键词：交通银行全面风险管理实践与完善　出处：《云南大学》2013年硕士论文　论文类型：学位论文

【摘要】：银行因为承担风险而生存和繁荣,在风险带来机遇的同时,能否有效的控制风险,使银行以较少的成本将风险事件导致的损失降到最低,关系到银行健康、稳健的发展。随着我国经济金融改革的推进、金融衍生产品的发展、及金融工具的创新,银行面临的经营风险越来越大,风险因素越来越多,表现形式也越来越复杂,全面风险管理已经成为了银行业面临的首要课题。为推进交通银行全面风险管理的发展,笔者通过深入研究全面风险管理理论,并借鉴国内外众多学者对全面风险管理研究的丰硕成果,以及结合自身在交通银行从事管理工作的实际经验,对交通银行全面风险管理进行研究,剖析交通银行风险管理的现状,总结出其与国际先进商业银行全面风险管理的差距,有针对性的提出了几点完善意见。本文的研究内容如下：第一章介绍了研究背景及意义,及国内外研究动态,明确了文章研究的主要内容及研究方法。第二章介绍了商业银行全面风险管理的理论。第三章阐述了交通银行全面风险管理的发展与实践和取得的实效。第四章剖析交通银行全面风险管理中存在的问题和完善的紧迫性。第五章针对存在的问题提出具体建议。第六章则对本研究进行了总结。
[Abstract]:Banks survive and prosper because of taking risks. While risks bring opportunities, can banks effectively control risks, so that banks can reduce the losses caused by risk events to the lowest with less cost, which is related to the health of banks. Steady development. With the promotion of economic and financial reform, the development of financial derivatives, and the innovation of financial instruments, banks are facing more and more operational risks and more risk factors. In order to promote the development of comprehensive risk management of Bank of Communications, the author studies the theory of comprehensive risk management through in-depth study. And draw lessons from many scholars at home and abroad to the comprehensive risk management research fruitful results, as well as their own practical experience in the management of Bank of Communications, comprehensive risk management of Bank of Communications study. This paper analyzes the present situation of risk management of Bank of Communications, sums up the gap between the risk management of Bank of Communications and the international advanced commercial banks, and puts forward some suggestions to improve the risk management. The research contents of this paper are as follows: the first chapter introduces the research background and significance, and domestic and foreign research trends. Chapter two introduces the theory of comprehensive risk management of commercial banks. Chapter 3 expounds the development and practice of the comprehensive risk management of the bank of communications and the actual results obtained. Chapter 4th. This paper analyzes the existing problems and the urgency of perfection in the comprehensive risk management of Bank of Communications. Chapter 5th puts forward specific suggestions for the existing problems. Chapter 6th summarizes the research.
【学位授予单位】：云南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.33

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