金融支持农村消费大有可为

发布时间：2018-01-15 08:23

本文关键词：金融支持农村消费大有可为　出处：《中国金融》2011年16期 　论文类型：期刊论文

【摘要】：拉动农村消费市场发展,不仅是当下我国促增长调结构的重要工作,也是满足人口占比超过50%的农民消费需求的客观需要。2008年和2010年,人民银行、银监会等部门联合出台了《关于加快推进农村金融产品和服务方式创新的意见》和《关于全面推进农村金融产品和服务方式创新的指导意见》,提出进一步改革和提升农村金融综合服务水平,为农民扩大消费提供融资便利。从这两年反馈的情况看,农村消费市场金融产品和服务的创新正处在起步阶段,还需要更多的关注和努力。本期一线话题就这一问题采访了中国人民银行研究局副局长汪小亚、石家庄市农村信用合作社联合社理事长陈树松、中国社科院金融研究所货币理论与政策研究室副主任杨涛。
[Abstract]:Stimulating the development of rural consumer market is not only the important work of promoting growth and adjusting the structure of our country, but also the objective need to meet the consumption demand of farmers whose population is more than 50%. 2008 and 2010. The people's Bank of China, the Banking Regulatory Commission, and other departments jointly issued the "opinions on speeding up the Innovation of Rural Financial products and Services" and the "guiding opinions on comprehensively promoting the Innovation of Rural Financial products and Services". Further reform and improve the level of comprehensive rural financial services to provide financing facilities for farmers to expand consumption. From the feedback in the past two years, the innovation of financial products and services in rural consumer market is in its infancy. More attention and efforts are needed. On this issue, we interviewed Wang Xiaoya, deputy director of the Research Bureau of the people's Bank of China, and Chen Shusong, chairman of Shijiazhuang Rural Credit Cooperative Association. Yang Tao, Deputy Director, Monetary Theory and Policy Research Office, Institute of Finance, Chinese Academy of Social Sciences.
【分类号】：F832.4
【正文快照】： “十一五”期间,我国消费增长对经济增长的贡献率仍然较低,原因之一就在于我国现有的消费需求结构中农村消费需求增长缓慢记者:“十一五”期间,中国农村经济实现快速增长,农村消费市场也在政府政策引导下逐步发展。在您看来,现阶段农村消费市场呈现怎样的发展态势?汪小亚:总

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