农村信用社产权制度模式及决定因素研究

发布时间：2018-10-23 15:22

【摘要】：农村信用社产权制度改革到底是采取股份制还是合作制?现有研究往往是从制度特征和制度运行环境两个因素出发,运用定性研究方法回答这个问题。本文运用层次分析模型定量研究农村信用社产权制度模式选择及决定因素。将"明晰产权"作为产权制度决定模型的目标层;将"农户金融合作行为"、"农信社可持续发展"、"服务三农"和"支持地方经济发展"作为层次分析模型的指标层;"合作制"、"股份制"和"股份合作制"作为产权模型的方案层。结果表明,在经济发达地区农村信用社最优产权模式是股份制,而在经济不发达地区最优模式是合作制。同时,也表明现有农村信用社产权制度改革方向是正确的。
[Abstract]:Is the reform of the property right system of rural credit cooperatives to adopt joint-stock system or cooperative system? The present research is usually based on two factors: institutional characteristics and institutional operating environment, and the qualitative research method is used to answer this question. This paper uses the analytic hierarchy process (AHP) model to quantitatively study the choice and determinants of the property right system of rural credit cooperatives. Taking "clear property right" as the target layer of property right system decision model; "Farmers' financial cooperative behavior", "rural credit cooperative sustainable development", "serving agriculture, rural areas and farmers" and "supporting local economic development" are taken as index layers of AHP model, and "cooperative system", "joint-stock system" and "joint-stock cooperative system" are regarded as scheme layers of property rights model. The results show that the optimal property right mode of rural credit cooperatives in economically developed areas is stock system, while the optimal mode in underdeveloped areas is cooperative system. At the same time, it also shows that the reform direction of property right system of rural credit cooperatives is correct.
【作者单位】：浙江财经学院;
【基金】：教育部人文社科规划项目“基于农村信用社产权制度变迁视角的农户金融合作行为模式研究”(编号:09YJA790178)的阶段性成果之一浙江省自然科学基金项目(编号:Y7100013)的阶段性成果
【分类号】：F832.35;F271

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