互联网金融市场准入监管的法律问题探析

发布时间：2018-03-21 09:07

本文选题：互联网金融　切入点：市场准入　出处：《企业经济》2017年03期 　论文类型：期刊论文

【摘要】：目前,互联网金融市场准入机制存在监管法制滞后、主体混乱、方式不当、条件模糊等法律难题。为此,我国互联网金融准入监管机制的法治构建应贯彻法定、公平、绩效、适度的监管原则,在区分互联网经营者、投资者及消费者的特点及明确互联网金融平台的法律定位下,通过法治的方式界明不同模式互联网金融的监管主体、方式及条件。与此同时,应从以下几方面建立和完善相关配套制度:健全客户资金第三方存管制度;完善信息披露与风险提示制度;构建互联网金融信用评价体系;建立合格投资者制度;强化消费者权利保护机制。
[Abstract]:At present, the legal system of Internet financial market access is lagging behind, the subject is confused, the way is improper, the condition is vague and so on. Therefore, the construction of the rule of law of the supervision mechanism of Internet financial access in our country should carry out the legal, fair, performance, and so on. Under the principle of moderate supervision, under the condition of distinguishing the characteristics of Internet operators, investors and consumers and clarifying the legal position of Internet financial platform, the main body of supervision of different modes of Internet finance can be clearly defined by the way of rule of law. At the same time, we should establish and perfect the relevant supporting system from the following aspects: perfect the third party deposit and management system of customer funds, perfect the information disclosure and risk prompt system, construct the Internet financial credit evaluation system; Establish QFII system and strengthen consumer rights protection mechanism.
【作者单位】：江西服装学院思政部;
【分类号】：D922.287

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