银行竞争度对银行稳定性的影响——一个文献综述

发布时间：2018-05-14 17:40

  本文选题：银行竞争 + 影响机理　； 参考：《现代管理科学》2017年02期

【摘要】：文章按照理论视角、变量估计、影响机理与实证结果三个部分对文献进行梳理,一是按照竞争—脆弱和竞争—稳定两大视角总结了已有研究中的理论文献;二是总结了文献中对于银行竞争度与银行稳定性的计量指标选取;三是总结了实证研究中出现的房价波动渠道、多元化业务渠道、效率绩效渠道以及决策行为渠道等四个银行竞争度对稳定性产生影响的作用机理,并对相关实证研究的结论进行总结;最后,文章就当前已有研究普遍存在的不足,并且结合中国银行业发展的实际情况对未来研究方向提出展望。
[Abstract]:According to the theoretical perspective, variable estimation, influence mechanism and empirical results, the paper combs the literature. The first part summarizes the existing theoretical literature from the perspectives of competition-fragile and competition-stability. Secondly, it summarizes the selection of the measurement indexes of the degree of bank competition and the bank stability in the literature; third, it summarizes the channels of house price fluctuation and diversified business channels in the empirical research. Efficiency performance channel and decision-making behavior channel, the mechanism of four banks' competition influence on stability, and the conclusion of relevant empirical research are summarized. Finally, the paper summarizes the shortcomings of the existing research. Combined with the actual situation of the development of China's banking industry, the future research direction is put forward.
【作者单位】： 中国人民大学国际学院;
【基金】：江苏省高校哲学社会科学基金资助项目“信用衍生品对银行业稳定的影响和风险防范”(项目号:2016SJB790030)
【分类号】：F832.33
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本文编号：1888855