资金信托综合管理平台的研究与实现

发布时间：2018-10-20 17:22

【摘要】：随着互联网技术的迅猛发展和各行业信息化的普及，金融领域已进入信息化时代。目前，资金信托业务规模快速增长，传统的资金信托管理系统已很难满足新时期下的信托业务管理需求，具体表现在：其一，现有的资金信托业务管理系统仅专注于资金信托业务本身，不能实现与其它“金融信息化”系统进行互联互通和数据共享，容易形成“信息孤岛”；其二，现有的资金信托业务管理系统通常根据某公司需求进行单独建设，，忽略了信托业务的集成与复用，造成重复投资；其三，现有的资金信托业务系统大多“面向应用集成”，专注于满足功能，而忽略了系统的可维护性和可扩展性等性能，造成维护成本较高。针对现有资金信托管理系统存在的问题，本文结合先进的云计算技术，包括云存储技术和面向服务技术，基于SOA核心架构，采用J2EE技术，构建了以客户为中心、以信托计划为业务主线的新一代资金信托管理平台。使用云存储技术，构建统一的金融数据中心，使资金信托管理平台能与其它“金融信息化”子系统进行有效的数据共享，为资金信托管理提供决策，从而避免形成“信息孤岛”。使用面向服务技术，基于“面向服务集成”进行系统建设，使系统具有业务规范、复用性高的特点，避免了重复投资问题，节约了建设成本。基于SOA架构，使系统具有稳定性高、扩展性好的特点，同时使系统性能得到稳步提升，大大降低了系统的维护成本。目前，本系统已经在基于Hadoop集群搭建的私有云平台上进行实现，并在某信托投资公司进行测试与试运营，得到公司领导和员工的一致好评。测试和应用结果表明，平台能很好的与信托客户关系管理系统、信托投资风险评估系统等进行互联互通，实现数据共享，形成统一的资金信托综合管理平台。利用云计算技术和面向服务技术，使系统业务更规范，功能模块之间的耦合度大大降低，系统的性能提升显著。基于SOA核心架构，提高了系统的稳定性、可维护性与可扩展性。
[Abstract]:With the rapid development of Internet technology and the popularization of information technology in various industries, the financial field has entered the information age. At present, the scale of fund trust business is growing rapidly, the traditional fund trust management system has been difficult to meet the needs of trust business management in the new period. The existing fund trust business management system only focuses on the fund trust business itself, and can not realize the interconnection and data sharing with other "financial information" systems, so it is easy to form an "information island". The existing fund trust business management system is usually built separately according to the needs of a company, neglecting the integration and reuse of trust business, resulting in repeated investment. Third, most of the existing fund trust business systems are "application-oriented integration". The maintainability and expansibility of the system are neglected and the maintenance cost is high. Aiming at the problems existing in the existing fund trust management system, this paper combines the advanced cloud computing technology, including cloud storage technology and service-oriented technology, based on the core architecture of SOA, adopts J2EE technology, and constructs a customer-centered system. The new generation of fund trust management platform with trust plan as the main line of business. By using cloud storage technology, a unified financial data center is constructed so that the fund trust management platform can effectively share data with other "financial information" subsystems, and provide decision making for fund trust management. In order to avoid the formation of "information island." Service oriented technology is used to build the system based on "service oriented integration", which makes the system have the characteristics of business standard and high reusability, avoids the problem of repeated investment and saves the construction cost. Based on SOA architecture, the system has the characteristics of high stability and good expansibility. At the same time, the system performance is improved steadily, and the maintenance cost of the system is greatly reduced. At present, the system has been implemented on the private cloud platform based on Hadoop cluster, and has been tested and operated in a trust and investment company. The test and application results show that the platform can be well connected with trust customer relationship management system, trust investment risk assessment system and so on, realize data sharing, and form a unified fund trust integrated management platform. By using cloud computing technology and service-oriented technology, the system business is more standardized, the coupling between functional modules is greatly reduced, and the performance of the system is improved significantly. Based on the core architecture of SOA, the stability, maintainability and expansibility of the system are improved.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：TP311.52

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