陕西旬邑县新型农村社会养老保险财政支持水平分析

发布时间：2018-03-30 16:13

本文选题：农村社会养老保险　切入点：政府财政　出处：《西北农林科技大学》2014年硕士论文

【摘要】：作为一个发展中国家，我国的社会经济发展水平还相对较低，社会各项福利政策的实施还没有足够的财力支持。但是我国却已经提前进入了老龄化社会，并且人口老龄化速度正在不断加快，在当前的基本国情下，传统的家庭养老已经不能满足老年人的养老需求，全面推行社会养老是未来社会的主要发展趋势。然而与经济实力较为雄厚的发达国家相比，我国的社会保障性制度体系还不够完善健全，尤其是在农村社会养老保险制度的建立和发展中，更是在制度上存在着非常明显的缺失。也正因为如此，我国已经在2009年开始实施新型农村社会养老保险试点，以改进老农保中存在的各种不足。新型农村社会养老保险制度中规定，农村社会养老保险缴纳金应当由政府、集体和个人三方承担，而非老农保制度中的由农民自己担负全部的农村养老保险金。同时还规定，农村养老金不单单只包括农民所缴纳的个人账户金额，而是还包括了由政府财政所承担的基础养老金。这一制度的建立和发展在很大程度上改变了我国农村社会养老局面，为促进社会保障体系的完善打下良好基础。但是同时受思想、财政实力、监督机制、人员素质等多方面因素的影响，由于这些原因，对推行该制度的造成很大阻挠，反映出目前我国在这方面的工作还不够到位。新型农村社会养老保险制度在推行中反映出所有问题中最明显体现就是新型农村社会养老保险适度水平以及政府支持水平这两个问题。基于此，本文以陕西旬邑县为例，对我国当前的新型农村社会养老保险制度以及政府支持水平进行了详细的研究分析。论文首先介绍了研究背景、研究目的和研究思路方法，综述了新型农村社会养老保险的相关概念和理论基础，继而对陕西旬邑县的新型农村社会养老保险现状和政府支持条件进行了详细分析，探讨了其新型农村社会养老保险适度水平的测定模型。并在此基础上，对政府在新型农村社会养老保险制度建立中的财政支持现状、支持条件和支持方式进行了探讨，提出了一些对策建议，希望能够为我国新型农村社会养老保险水平的提升和社会保障性体系的进一步改进有一些帮助。
[Abstract]:As a developing country, the level of social and economic development in China is relatively low, and the implementation of social welfare policies does not have sufficient financial support.However, our country has entered the aging society in advance, and the aging rate of the population is accelerating. Under the current basic national conditions, the traditional family pension can no longer meet the needs of the elderly.The overall implementation of the social endowment is the main development trend of the future society.However, compared with the developed countries with relatively strong economic strength, the social security system in our country is not perfect and perfect, especially in the establishment and development of the rural social endowment insurance system.Even more, there are very obvious deficiencies in the system.Because of this, our country has started to implement the new rural social endowment insurance pilot in 2009, in order to improve the existing shortcomings of the old farmers' insurance.The new rural social endowment insurance system stipulates that the rural social old-age insurance contributions should be borne by the government, collective and individual, but not by the farmers themselves in the old rural insurance system to bear all the rural old-age insurance funds.It also stipulates that rural pensions include not only the amount of personal accounts paid by farmers, but also the basic pension, which is borne by the government's finances.The establishment and development of this system to a large extent has changed the rural social endowment situation in China and laid a good foundation for the improvement of the social security system.But at the same time by the thought, the financial strength, the supervision mechanism, the personnel quality and so on many factors influence, because of these reasons, causes the very big obstruction to carry out this system, reflected our country's work in this aspect is not enough at present.In the implementation of the new rural social endowment insurance system, the most obvious reflection of all the problems is the moderate level of the new rural social old-age insurance and the level of government support.Based on this, this paper takes Xunyi County, Shaanxi Province as an example, and makes a detailed research and analysis on the current new rural social old-age insurance system and the level of government support.The paper first introduces the research background, research purpose and research methods, summarizes the new rural social endowment insurance related concepts and theoretical basis.Then the paper analyzes the current situation of the new rural social endowment insurance and the conditions of government support in Xunyi county of Shaanxi province and probes into the determination model of the appropriate level of the new rural social old-age insurance in Xunyi county of Shaanxi province.On this basis, the paper discusses the current situation, conditions and methods of the government's financial support in the establishment of the new rural social old-age insurance system, and puts forward some countermeasures and suggestions.It is hoped that it will help to improve the level of the new rural social endowment insurance and the social security system.
【学位授予单位】：西北农林科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67;F323.89

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