吴忠市滨河村镇银行组织结构优化研究

发布时间：2018-01-08 07:32

本文关键词：吴忠市滨河村镇银行组织结构优化研究　出处：《西北大学》2015年硕士论文　论文类型：学位论文

【摘要】：随着金融市场的不断开放,银行业金融机构的竞争会更加激烈,村镇银行作为银行业中的弱势群体,因受规模限制、结算手段限制、业务限制、区域限制、市场定位限制,在激烈的银行业竞争中缺乏竞争条件与竞争优势,因此村镇银行要在软环境上弥补这些缺陷,就要通过不断优化组织结构设置,提高组织效率,正确找准自身在争中的优势,争取更多有利于村镇银行的发展空间。吴忠市滨河村镇银行目前建立了股东大会、设立了董事会、监事会及高级管理层,基本形成了相对独立运作“三会一层”的高层战略决策机构,设置了审计风险部、综合管理办公室、会计运营部的中层管理部门,设置了市场营销部、总行营业部、国贸支行、开元支行的核心执行部门,正是这种比较科学的扁平化的组织结构设置,大大提高了经营效率,塑造了滨河村镇银行在吴忠市老百姓心目中的良好形象,大大提升了竞争力,通过六年的发展,业务取得了迅猛发展,但是滨河村镇银行组织结构设置也有一些需要改进的地方,本文就是通过对组织结构的进一步研究,不断完善、优化滨河银行组织结构设置,进一步提高经营效率,提升竞争力。本文以滨河村镇银行组织结构为案例,首先系统研究了商业银行组织结构方面的相关理论,然后对吴忠市滨河村镇银行的环境进行分析,结合自身组织结构的现状通过问卷调查,了解滨河村镇银行员工对组织结构的看法与建议,提出滨河村镇银行组织结构优化原则及优化方向,最后制定了吴忠市滨河村镇银行组织结构的优化措施,为吴忠市滨河村镇银行提高经营效率,提升竞争力提供组织保障,这也是本文的最终目地。
[Abstract]:With the continuous opening of financial markets, banking financial institutions will be more intense competition, as the vulnerable groups in the banking sector of rural banks, by limiting the size of the settlement means to limit, business restrictions, regional restrictions, market positioning, lack of competitive conditions and competitive advantage in the fierce competition in the banking sector, so rural banks to to remedy these defects in the soft environment, going through the continuous optimization of the organization structure, improve organizational efficiency, identify their own right in dispute of advantage, strive for more space is conducive to the development of village banks. Wu Zhong Binhe village bank has established at the general meeting of shareholders, the establishment of the board of directors, supervisors and senior management, basic formed a relatively independent operation "three strategic mechanism", set up the audit risk department, comprehensive management office, Department of accounting in management operations, set up The market sales department, head office, China World Trade Center branch, Kaiyuan branch core executive branch, is setting the scientific organization structure, greatly improving the operating efficiency, shape the good image in the riverside village banks in Wuzhong City in the eyes of the people, greatly enhance the competitiveness, through six years of development that business has achieved rapid development, but set the structure of the bank also has some rural riverside areas in need of improvement, this paper is based on further research, the organizational structure of continuous improvement, optimization of riverside bank organizational structure, to further improve operational efficiency, enhance competitiveness. Based on organizational structure for the case of village bank River, the first system research the relevant theories of commercial bank organizational structure, and then the Wuzhong City Binhe village banks environment analysis, combined with their own situation through group structure Through questionnaire survey, understand the riverfront village bank staff on the views and suggestions of the organizational structure of the proposed Riverfront village bank organizational structure optimization principle and optimization direction, the final formulation of the optimization measures of Wuzhong City Binhe village bank organizational structure, improve operational efficiency for the Wuzhong City Binhe village banks, to provide organizational guarantee to enhance the competitiveness, the ultimate goal of this also in this paper.

【学位授予单位】：西北大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F272.9;F832.35

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