隆回县农信社信贷管理系统的设计与实现

发布时间：2018-01-16 08:37

本文关键词：隆回县农信社信贷管理系统的设计与实现　出处：《湖南大学》2015年硕士论文　论文类型：学位论文

【摘要】：农信社小额贷款多,客户信息时常变化,如个人信息、资产状况、资金流通现状、贷款需求状况等,对客户贷前、贷中、贷后真实、有效的信息管理成了新的需求,为了更好营销优质的贷款,提高隆回县农村信用社贷款质量,则需要不断优化信贷管理系统。本文基于面向对象化思想,在现有信贷管理系统为基础上,对现有信贷系统进行需求分析,提出添加设计统一用户管理模块,下设农户管理、wxWidgets技术接口管理、嵌入式实时数据库管理三大子模块的设计思路。首先用UML建模工具StarUML创建角色用例,并统一建模。根据信贷管理系统实现的安全性要求和目标,结合系统开发的原则,阐述了系统总体构架和系统边界整体构架基本结构。之后对系统主要模块进行设计,包括统一授信模块、贷款申请模块、贷款调查模块、贷款审查模块、贷款审批模块、贷款合同签订、发放模块、贷后管理模块、贷款债权清收模块、不良贷款管理模块、信贷员评级模块。然后,通过关键性技术,如:面向对象建模技术、线程间通信技术和wxWidgets技术,解决了信贷方面不断更新的需求,实现数据共享的大前置功能,该信贷管理系统中的数据库具有很好的容错和平衡机制,并用了UML(需求分析统一建模)技术,面向客户各种资金需求(网上、网下资金需求)和信贷员调查、审批、催收。本文采用wxWidgets技术设计跨平台共享程序,通过线程间通信,多线程技术,结合Socket接口技术使得各个子系统在同一机器内部实现网际、进程间的相互通信。嵌入式实时数据库,通过Spooling缓冲池;供多个实时任务共同使用,实现跨平台数据库信息共享,实现统一客户信息管理的目的。接下来,通过对系统模块进行模块调度测试、压力测试以及交易测试,测试结果显示系统表结构合理,系统架构符合需求,软硬件搭配合理,能很好的扩展功能,为贷款营销和贷后管理提供了帮助,有效地提高了贷款营销效率和竞争力。最后,本文对以后进一步完善做出了展望。
[Abstract]:Rural credit cooperatives small loans, customer information often changes, such as personal information, asset status, capital flow, loan demand, and so on, before the customer loans, loans, after the real. Effective information management has become a new demand, in order to better marketing high-quality loans, improve the loan quality of Longhui County Rural Credit Cooperatives, we need to continuously optimize the credit management system. On the basis of the existing credit management system, this paper analyzes the demand of the existing credit system, and proposes to add the unified user management module and set up the technical interface management of peasant household management wxWidgets. The design idea of three sub-modules of embedded real-time database management. Firstly, role use cases are created by UML modeling tool StarUML. And unified modeling. According to the security requirements and objectives of the credit management system, combined with the principles of system development. The main modules of the system are designed, including unified credit module, loan application module, loan investigation module, loan review module. Loan approval module, loan contract signing, issuing module, post-loan management module, loan payment module, non-performing loan management module, credit rating module. Then, through the key technology. For example, object-oriented modeling technology, inter-thread communication technology and wxWidgets technology, to solve the constantly updated requirements of credit, to achieve data sharing of the large front-end function. The database in the credit management system has a good fault-tolerant and balanced mechanism, and uses the UML( Unified Modeling of requirement Analysis) technology to meet the needs of customers (online). WxWidgets technology is used to design cross-platform sharing program, communication between threads, multi-thread technology. Combined with Socket interface technology, each subsystem can communicate with each other in the same machine. Embedded real-time database, through the Spooling buffer pool; For the common use of multiple real-time tasks, to achieve cross-platform database information sharing, achieve the purpose of unified customer information management. Next, through the module scheduling test, stress testing and transaction testing of the system module. The test results show that the system table structure is reasonable, the system architecture meets the requirements, the software and hardware match is reasonable, and it can expand the function well, which provides the help for loan marketing and post-loan management. It improves the efficiency and competitiveness of loan marketing effectively. Finally, this paper looks forward to further improvement.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：TP311.52

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