藁城区沃野行种植专业合作社风险控制研究

发布时间：2018-03-04 04:33

本文选题：合作社　切入点：风险控制　出处：《河北经贸大学》2017年硕士论文　论文类型：学位论文

【摘要】：近年来,我国农民专业合作社迅速发展,在初步解决了家庭小生产和市场发展变化之间的矛盾,成为建设社会主义新农村与促进农业发展的新力量的同时,也出现了很多阻碍其发展的问题亟待解决。目前,国内外学者关于农民专业合作社风险管理问题的研究较少,在理论研究和实践应用上都有待完善。本文首先阐述论文的研究背景、研究目的和意义,接下来对国内外有关合作社风险管理研究方面的文献进行综述,继而提出本文的研究思路与方法,再指出本文的可能创新之处。然后选取河北省石家庄市藁城区南董镇一个具有代表性的种植类农业合作社为案例,对其面对的各种风险进行实证分析,找出对该合作社的发展有较大影响的风险因素,包括自然风险、资金风险、市场风险、内部管理风险和政策风险五个方面。接着分析各类风险的诱因,发现造成这些风险的原因分别有客观的技术条件限制和农业保险制度不完善;农村金融体系支持不力、难以吸引外部资本投入和财务管理意识淡薄、缺乏监督;农产品的生产特性、营销方式落后、合作社经营者缺乏市场预测能力及营销能力;合作社结构不健全,管理不规范、信息不对称及缺乏相应的监督机制、现有的条件难以吸引优秀人才;政府对合作社的发展不够重视,合作社自身对政策不关注。最后针对各类风险提出相应的对策建议,如提高农业技术水平,大力发展农业保险来应对自然风险;开拓新的筹资渠道以弥补资金的不足;建立健全财务制度,规范财务行为;更新财务管理观念,提高依法纳税意识;积极拓展销售渠道、加强合作社一体化发展、培育特色,打造品牌;完善内部管理机制、完善监督体制、注重新型农民培训;加强政策宣传力度,完善自身,获得政策支持。希望通过本文分析对该合作社的发展壮大起到积极作用并且对该地区其他相似类型合作社起到示范作用。
[Abstract]:In recent years, the farmers' specialized cooperatives in our country have developed rapidly, which has solved the contradiction between the small family production and the market development, and has become a new force in building a new socialist countryside and promoting the development of agriculture. There are also many problems that hinder its development. At present, there are few researches on the risk management of farmers' professional cooperatives at home and abroad. The research background, purpose and significance of this paper are described firstly, and then the literature on cooperative risk management at home and abroad is summarized. Then put forward the research ideas and methods of this paper, and point out the possible innovation of this paper. Then select a representative planting agricultural cooperative in Nandong Town, Liaocheng District, Shijiazhuang City, Hebei Province as a case study. Through the empirical analysis of the various risks it faces, we can find out the risk factors that have great influence on the development of the cooperative, including natural risk, capital risk, market risk. After analyzing the inducements of various kinds of risks, we find that the reasons for these risks are the limitation of objective technical conditions and the imperfection of the agricultural insurance system, the weak support of the rural financial system, and the weak support of the rural financial system. It is difficult to attract external capital input and financial management consciousness is weak, lack of supervision; production characteristics of agricultural products, backward marketing methods, lack of market prediction and marketing ability of cooperative operators; imperfect structure of cooperatives, non-standard management, Asymmetric information and lack of corresponding supervision mechanism, the existing conditions are difficult to attract talented people, the government does not pay enough attention to the development of cooperatives, the cooperatives themselves do not pay attention to the policies. Finally, the corresponding countermeasures and suggestions are put forward for all kinds of risks. Such as improving the level of agricultural technology, vigorously developing agricultural insurance to deal with natural risks, opening up new channels of financing to make up for the shortage of funds, establishing and perfecting financial system, standardizing financial behavior, renewing the concept of financial management and raising the consciousness of paying taxes according to law; Actively expand sales channels, strengthen cooperative integration development, cultivate characteristics, build brand, perfect internal management mechanism, perfect supervision system, pay attention to new farmer training, strengthen policy propaganda, perfect oneself, Through the analysis of this paper, we hope to play a positive role in the development and expansion of the cooperative and play an exemplary role in other similar types of cooperatives in the region.
【学位授予单位】：河北经贸大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F321.42

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