《增广贤文》中的风险管理思想浅析——兼顾客观实体派与主观建构派的视角

发布时间：2018-08-01 15:27

【摘要】：《增广贤文》是民间广泛流传的启蒙读物,反映了基层人民的风险认知及应对能力。本文利用统计方法,从总体上不同风险类别及风险控制方式的研究,到个体化针对古人面临的常见风险及其处理方式进行分析。全文对客观实体派和主观建构派风险理论均有涉及,侧重于客观实体派,关注纯粹风险明显多于投机风险,关注人身风险明显多于财产风险,主要集中于个体风险,此外生命、健康、财产都有涉及。研究表明人们主要还是采取风险规避和损失控制的方式来进行风险管理,主张以人为本,从心理、言语、行为上进行控制。
[Abstract]:Zengguang Xianwen is a popular enlightenment reading material, which reflects the people's risk cognition and coping ability. From the study of different risk categories and risk control methods in general to the individualized analysis of common risks faced by the ancients and the ways to deal with them, this paper makes use of statistical methods. The full text involves the risk theory of objective entity school and subjective constructivism school, focusing on objective entity school, paying more attention to pure risk than speculative risk, paying more attention to personal risk than property risk, mainly focusing on individual risk and life. Health and property are all involved. The research shows that people still adopt risk aversion and loss control to manage risk, advocate people-oriented, and control from psychology, speech and behavior.
【作者单位】： 西南财经大学保险学院;
【基金】：中央高校基本科研业务费青年教师成长项目《人口老龄化、城镇化人口迁移与我国城镇养老基金平衡研究》(JBK150101)子项目成果
【分类号】：C93
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本文编号：2158014