我国政府在金融监管中的职能问题研究

发布时间：2018-02-25 23:32

本文关键词： 政府金融监管政府职能　出处：《吉林财经大学》2015年硕士论文　论文类型：学位论文

【摘要】：随着我国金融体制的不断深化改革,金融机构迅速发展起来,金融创新层出不穷,金融混业经营逐步登上历史舞台,面对金融市场突飞猛进的发展变化,现行金融监管体制已经跟不上金融发展及创新的节奏,逐渐暴露出各种弊端,出现金融监管职能部分失效现象,然而,金融监管职能的落后、失效,将会直接影响国家金融行业乃至国民经济的发展和安全稳定,所以,建立统一监管体系下的金融监管新格局,在新的时代背景下,进一步梳理并明确政府金融监管的主体地位,改革、完善我国政府金融监管职能,已经势在必行。本文立足于我国国情,对政府金融监管职能进行剖析,力争为我国政府金融监管职能改革提出可行建议。本文共分五个部分。第一部分为绪论,主要介绍了本文的选题背景、选题的理论和现实意义;第二部分主要介绍政府金融监管职能的基本理论,阐述了政府在金融监管中的职能转变方向;第三部分主要从理论和实践两方面对政府金融监管职能改革的必要性进行了论述;第四部分,概括总结了当前政府履行金融监管职能的现状,并对政府在金融监管中面临的困境进行了原因分析;第五部分通过借鉴国外政府金融监管模式定位的经验,论述了我国政府金融监管职能定位的目标和基本原则,阐述了我国政府在金融监管中的职能问题提出改革措施和建议。政府金融监管职能问题的研究和改革,是政府职能转变和机构改革的重要组成部分,是政府金融监管职能适应我国金融市场发展的迫切需要。希望本文能为政府金融监管职能改革做出力所能及的贡献。
[Abstract]:With the deepening of the reform of our financial system, financial institutions have developed rapidly, and financial innovation has emerged in endlessly. The mixed operation of finance has gradually mounted on the historical stage, facing the rapid development and changes of the financial market. The current financial supervision system has been unable to keep up with the pace of financial development and innovation, and gradually exposed a variety of shortcomings, the financial regulatory function of partial failure phenomenon, however, the financial regulatory function of the backward, ineffective, It will directly affect the development and safety and stability of the national financial industry and even the national economy. Therefore, to establish a new pattern of financial supervision under the unified supervision system, and to further comb and clarify the main position of the government financial supervision under the new background of the times, It is imperative to reform and perfect the functions of government financial supervision in our country. This paper, based on the situation of our country, analyzes the functions of government financial supervision. This paper is divided into five parts. The first part is the introduction, mainly introduces the background of the topic, the theoretical and practical significance of the topic; The second part mainly introduces the basic theory of the government's financial supervision function, expounds the function transformation direction of the government in the financial supervision, the third part mainly discusses the necessity of the government's financial supervision function reform from the two aspects of theory and practice. In the 4th part, it summarizes the current situation of the government performing the function of financial supervision, and analyzes the reasons for the predicament that the government faces in the financial supervision. Part 5th draws lessons from the experience of the positioning of the foreign government financial supervision mode. This paper discusses the objectives and basic principles of the function orientation of the government financial supervision in our country, and expounds the reform measures and suggestions on the function of the government in the financial supervision, as well as the research and reform of the function of the government financial supervision. It is an important part of the transformation of government function and institutional reform, and is the urgent need of government financial supervision function to adapt to the development of financial market in our country. I hope this paper can contribute to the reform of government financial supervision function as much as it can.
【学位授予单位】：吉林财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D630;F832.1

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