股权结构、金融生态与城市商业银行绩效

发布时间：2018-01-11 04:30

本文关键词：股权结构、金融生态与城市商业银行绩效　出处：《投资研究》2012年04期 　论文类型：期刊论文

【摘要】：本文利用2006-2010年我国城市商业银行的数据及地区金融生态环境数据,以金融生态环境为切入点,对股权结构、金融生态对城市商业银行绩效的影响进行实证分析。研究结果发现:城市商业银行的第一大股东国有性质、控制能力及股权集中度对城市商业银行绩效存在显著的负向影响。但是当分别分析时,第一大股东的国有性质对处于金融生态好的地区的城商行的绩效的影响为负,而对处于差的金融生态的城商行绩效的影响不显著;第一大股东的国有性质对大规模银行绩效的影响为正向,对小规模银行绩效的影响为负,金融生态对大规模银行绩效的影响系数为负,对小规模银行而言系数为正,但是这种影响不显著。
[Abstract]:Based on the data of urban commercial banks and regional financial ecological environment from 2006 to 2010, this paper takes the financial ecological environment as the starting point to analyze the equity structure. The impact of financial ecology on the performance of urban commercial banks is empirically analyzed. The results show that: the state-owned nature of the largest shareholder of urban commercial banks. Control ability and equity concentration have a significant negative impact on the performance of urban commercial banks, but when analyzed separately. The state-owned nature of the largest shareholder has a negative effect on the performance of the city commercial banks in the areas where the financial ecology is good, while the impact on the performance of the city commercial banks in the poor financial ecology is not significant; The state-owned nature of the largest shareholder has a positive impact on the performance of large-scale banks, a negative impact on the performance of small banks, and a negative impact coefficient of financial ecology on the performance of large-scale banks. For small banks, the coefficient is positive, but the effect is not significant.
【作者单位】：西南财经大学中国金融研究中心;西南财经大学金融学院;
【基金】：国家社科基金项目(10CJY073) 教育部人文社会科学重点研究基地重大项目(11JJD790043);教育部新世纪优秀人才支持计划(NCET-10-0697) 西南财经大学研究生创新人才培养基金项目阶段性成果
【分类号】：F832.33;F224
【正文快照】： 一、引言近年来,城市商业银行正在立足于自身实际,按照市场原则,内强素质,外扩规模,努力适应国际和国内银行业的发展趋势,成为了金融市场新贵。截止到2010年末,全国城市商业银行总资产达到78525.6亿元,比上年同期增长38.2%,处于银行业各类金融机构总资产增长速度的首位。但是

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