个人黄金投资策略与风险管理研究

发布时间：2018-01-27 09:32

本文关键词： 黄金黄金市场黄金投资品种风险管理个人黄金投资策略　出处：《南昌大学》2012年硕士论文　论文类型：学位论文

【摘要】：黄金投资是指通过购买黄金产品而实现财产保值、增值及营利的行为。个人黄金投资就是以个人为投资主体的黄金投资行为。自上海黄金交易所成立以来,中国黄金市场市场化程度不断加快。目前,我国黄金市场也已经基本形成了以上海黄金交易所黄金现货交易为基础,上海期货交易所黄金期货交易和商业银行黄金业务共同繁荣发展的格局。随着黄金市场规模的不断壮大,各类黄金投资品种也在不断涌现,即满足了居民的投资需要和避险要求,也使得黄金理财兴起。当前,我国居民个人总体收入的逐年上升,群众理财意识空前高涨。这些变化,为包括黄金投资理财在内的理财行业的发展提供了广阔的空间。蓬勃发展的国内黄金市场吸引了大批的投资者参与,黄金投资已经成为个人进行财富管理和理财规划的重要手段近几年来,国内黄金投资热潮依然汹涌,投资者热情不减,同时国际金价也屡创新高。在黄金投资的“黄金时代”,需要深入解读个人黄金投资理财的基本知识、基本方法和基本技巧,在全社会广泛开展黄金投资者教育,使广大投资者在获取丰厚的收益的同时,避免或减少因投资风险而带来的损失。随着国内黄金市场的不断开放,个人投资黄金的渠道进一步被拓宽,黄金市场逐渐被投资者所认可,面对日益火爆的金市和众多的黄金投资产品,普通投资者应该如何选择适合自己的黄金投资渠道呢?在黄金投资如何防范和规避风险?广大投资者需要专业人员给出更多的参考意见与建议。本论文以个人黄金投资策略与风险管理为研究对象,旨在通过对黄金投资理财基本知识的介绍,通过对个人黄金投资现状的分析,通过对个人黄金投资主要品种的比较与评价,通过对黄金价格变动因素的分析,结合自身的从业实践经验,就个人黄金投资的策略与风险管理进行研究探讨,提出些见解,为广大投资者在黄金持续升温的情况下,如何寻找、选择适合自身的黄金投资之路,提供参考与借鉴。
[Abstract]:Gold investment refers to the behavior of keeping value, increasing value and making profit by purchasing gold products. Personal gold investment is the behavior of gold investment with individual as the main body of investment. Since the establishment of Shanghai Gold Exchange, the marketization of China's gold market has been accelerated. At present, the gold market in China has basically formed on the basis of spot trading of gold in Shanghai Gold Exchange. Shanghai Futures Exchange gold futures trading and commercial bank gold business prosperity and development pattern. With the scale of the gold market growing, all kinds of gold investment varieties are emerging. That is, to meet the investment needs of residents and risk avoidance requirements, but also to make the rise of gold financing. At present, the overall income of residents in China has increased year by year, and the awareness of financial management of the masses has never been higher. These changes. It provides a broad space for the development of the financial management industry including gold investment and financing. The booming domestic gold market has attracted a large number of investors to participate. Gold investment has become an important means of personal wealth management and financial planning In recent years, the domestic gold investment boom is still surging, the enthusiasm of investors is unabated, at the same time, the international gold price has also repeatedly set new records, in the "golden age" of gold investment. We need to deeply understand the basic knowledge, basic methods and skills of personal gold investment and finance, and widely carry out the education of gold investors in the whole society, so that the vast number of investors can get rich profits at the same time. Avoid or reduce losses arising from investment risks. With the continuous opening of the domestic gold market, the channel of individual investment in gold has been further broadened, the gold market has been gradually recognized by investors, facing the increasingly popular gold market and a large number of gold investment products. How should ordinary investors choose their own gold investment channels? How to guard against and avoid risks in gold investment? The majority of investors need professionals to give more advice and advice. This paper focuses on the personal gold investment strategy and risk management as the research object, aiming to introduce the basic knowledge of gold investment and financial management. Through the analysis of the current situation of individual gold investment, through the comparison and evaluation of the main varieties of individual gold investment, through the analysis of the factors of gold price change, combined with their own practice experience. This paper discusses the strategy and risk management of individual gold investment, and puts forward some opinions on how to find and choose the right way for investors to invest in gold under the situation that gold continues to heat up. To provide reference and reference.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.54

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