利率市场化背景下中国基金业面临的机遇与挑战及应对策略

发布时间：2018-03-02 00:00

本文关键词： 利率市场化基金业资产管理　出处：《上海交通大学》2013年硕士论文　论文类型：学位论文

【摘要】：利率市场化有助于提高金融市场有效性，，促进金融资产合理化配置，加快中国金融业健康发展。基金业是资产管理行业的重要组成部分，在经济社会发展中扮演这十分重要的角色。中国利率市场化是个循序渐进的过程，随着存款利率市场化改革在2012年取得突破进展，利率市场化对基金业的影响课题逐渐被实践界所重视。研究利率市场化对中国基金业的影响，能够为基金公司加快发展提供思路和策略，有助于改善经营管理水平和提升管理资产规模，还能够为监管机构提供在新市场环境下开展监管的相关建议。本文共分五章。第一章是绪论，介绍选题背景与意义，引出本论题，并介绍本文的研究方法、框架。第二章简要回顾、分析我国利率市场化进程和我国基金业发展现状与不足，并介绍了发达市场利率市场化改革及基金业发展经验。第三章分析利率市场化对我国金融业、资产管理行业、基金业的影响。第四章分析了我国基金业自身优劣势及外部机会与威胁，并指出了基金业的应对策略。第五章是结语，对本文进行扼要的总结与展望。
[Abstract]:The marketization of interest rate is helpful to improve the effectiveness of financial market, to promote the rational allocation of financial assets, and to accelerate the healthy development of Chinese financial industry. The fund industry is an important part of the asset management industry. China's interest rate marketization is a gradual process. With the breakthrough of the reform of deposit interest rate marketization in 2012, The influence of interest rate marketization on the fund industry has been paid more and more attention to by the practical circles. The study of the influence of interest rate marketization on the fund industry in China can provide ideas and strategies for the fund companies to speed up their development. It will help to improve the level of management and increase the size of assets under management. It will also provide regulators with advice on how to regulate in the new market environment. This paper is divided into five chapters. The first chapter is the introduction, which introduces the background and significance of the topic, and introduces the research methods and framework of this paper. This paper analyzes the process of interest rate marketization in China and the present situation and deficiency of fund industry in China, and introduces the reform of interest rate marketization and the development experience of fund industry in developed markets. Chapter three analyzes the impact of interest rate marketization on China's financial industry and asset management industry. Chapter 4th analyzes the advantages and disadvantages of China's fund industry and the external opportunities and threats, and points out the countermeasures of the fund industry. Chapter 5th is the conclusion.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.51

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