对内蒙古地区银校合作的探讨

发布时间：2018-04-18 14:21

本文选题：内蒙古高校 + 商业银行　；参考：《内蒙古农业大学》2013年硕士论文

【摘要】：随着教育体制改革的不断深入，内蒙古地区形成了公办体制、民办体制、社会办学体制相结合的多元化高教体制，各高校都牢牢抓住教育改革的大好机会，纷纷扩大招生规模，拥有了各自的办学特色和办学层次，使高等教育总体水平大大提高，但是这些需要巨额的资金做后盾，，而各高校经费的主要来源为财政拨款和学费收入，这些有限的投入根本无法满足高校的发展需要。因此，解决高校资金短缺问题迫在眉睫。而内蒙古地区各商业银行在金融改革的大环境下，积极转换机制，拓展业务范围，能够为各高校解决资金短缺的问题。银校合作，既有利于解决高校发展的资金瓶颈，同时对银行开拓市场，提高信贷资产质量能够起到积极的推动作用。从本质上看，宏观经济环境变化是银校合作形成的外在原因，银行和高校的调整与内在需求是其内在因素。本文基于银校合作的前提，收集了银校合作的相关资料，对银校合作的现状、存在的问题、产生问题的原因及对策进行了全面阐述和分析。
[Abstract]:With the deepening of the reform of the education system, Inner Mongolia has formed a diversified higher education system that combines the public, private and social school-running systems. All universities and colleges have firmly grasped the great opportunities of educational reform and expanded the enrollment scale one after another.With their own characteristics and levels of running a school, the overall level of higher education has been greatly improved, but these need a huge amount of funds to back up, and the main sources of funding for each university are financial allocations and tuition income.These limited investment can not meet the development needs of colleges and universities.Therefore, it is urgent to solve the shortage of funds in colleges and universities.Under the environment of financial reform, the commercial banks in Inner Mongolia can actively change the mechanism and expand their business scope, which can solve the problem of shortage of funds for colleges and universities.The cooperation of bank and school can not only solve the fund bottleneck of the development of colleges and universities, but also promote the banks to open up the market and improve the quality of credit assets.In essence, the change of macroeconomic environment is the external reason for the formation of the cooperation between banks and universities, and the adjustment and internal demand of banks and universities are the internal factors.Based on the premise of the cooperation between banks and schools, this paper collects the relevant information of the cooperation of banks and schools, expounds and analyzes the present situation, existing problems, causes and countermeasures of the cooperation of banks and schools.
【学位授予单位】：内蒙古农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：G647.5

【参考文献】