我国金融业发展效率的地区差异及影响因素——基于NSBM-TOBIT两阶段分析框架的实证研究

发布时间：2018-01-03 13:10

本文关键词：我国金融业发展效率的地区差异及影响因素——基于NSBM-TOBIT两阶段分析框架的实证研究　出处：《西部论坛》2017年03期 　论文类型：期刊论文

【摘要】：将金融业发展分解为规模产生阶段和利润产生阶段,建立考虑松弛变量的网络DEA模型(NSBM),采用我国2004—2015年的省级面板数据分析各地区金融业发展效率的演变趋势及其地区差异,并运用面板Tobit模型考察地区金融业发展效率的主要影响因素,分析表明:我国金融业发展效率大体上呈现"东高西低"的地区分布特征,与经济发展格局基本相符;金融业发展效率的基尼系数逐渐降低,地区差异收敛态势明显;受所处发展阶段及资本回报率的影响,多数地区金融业规模产生阶段效率不高但利润产生阶段效率较高;人均GDP、产业结构、市场化程度和政府干预与金融业综合效率和规模产生阶段效率显著正相关,但仅产业结构对利润产生阶段效率有显著正向影响,而金融拥挤效应使金融资源丰裕度对金融业发展效率具有负向影响。因此,各地区应实施适宜自生发展阶段和资源禀赋的金融改革与发展策略,积极推进金融业发展方式从规模扩张型向效益提升转变,进而缩小金融业发展效率的地区差距。
[Abstract]:The financial industry development is decomposed into scale generation stage and profit generation stage, and a network DEA model considering relaxation variables is established. Using the provincial panel data from 2004-2015 in China to analyze the evolution trend and regional differences of financial industry development efficiency in different regions. Using the panel Tobit model to investigate the main influencing factors of the development efficiency of the regional financial industry, the analysis shows that the development efficiency of the financial industry in China generally presents the regional distribution characteristics of "east high and west low". Basically consistent with the pattern of economic development; The Gini coefficient of financial development efficiency decreases gradually, and the convergence trend of regional difference is obvious. Under the influence of the stage of development and the rate of return on capital, the efficiency of financial industry in most regions is low in the stage of scale generation, but higher in the stage of profit generation. Per capita GDP, industrial structure, marketization and government intervention are significantly positively correlated with the overall efficiency of the financial industry and the efficiency of the scale generation stage, but only the industrial structure has a significant positive impact on the efficiency of the profit generation stage. The financial congestion effect makes the financial resources abundance have a negative impact on the development efficiency of the financial industry. Therefore, every region should implement the financial reform and development strategy which is suitable for the natural development stage and resource endowment. Actively promote the development of the financial industry from the expansion of scale to the efficiency of the transformation, and then reduce the regional gap in the efficiency of financial development.
【作者单位】：重庆工商大学长江上游经济研究中心;
【基金】：教育部哲学社会科学研究重大课题攻关项目(11JZD017) 重庆工商大学开放基金项目(KFJJ2016020)
【分类号】：F832
【正文快照】： 一、引言金融资源是现代经济的核心资源,金融业作为金融资源市场化配置的核心载体,与实体经济具有共生共荣的关系。将“创新、协调、绿色、开放、共享”五大发展理念贯穿于金融发展的全过程,关键是要全面增强金融服务实体经济的能力,客观要求金融业在规模不断扩大的过程中实现

【相似文献】