金融支持新型城镇化:作用机理、模式工具与优化路径

发布时间：2018-07-03 08:54

本文选题：新型城镇化 + 金融支持　；参考：《甘肃社会科学》2017年04期

【摘要】：金融体系如何高效地对城镇化提供资金支持是我国城镇化建设亟须解决的问题。我国商业金融逐利性与城镇化社会性取向的偏差始终存在,城镇化资金需求与供给匹配度过低,城镇化建设项目投融资主体结构错位,金融分业监管导致城镇化多元融资需求不能满足。金融系统通过资金供给和资金配置的传导机制,在城镇化基础设施建设、公共服务及人力资本等软硬件方面发挥作用。需充分利用财政支持及政府融资、政策性金融、土地出让+地方政府平台、PPP、产业新城等融资模式并创新其金融工具,以实现城镇化融资多元发展。政府融资多元化、"地方债+地方税"融资、产城互动、关注城镇中小企业、发展"三农"及住房保障体系,将有效促进城镇化基础设施建设、长效资金供给、产城融合、城乡一体化以及普惠金融的发展,是我国金融支持城镇化进程的有效优化路径。
[Abstract]:How to provide financial support to urbanization efficiently is an urgent problem to be solved in China's urbanization construction. The deviation between commercial finance profit banding and urbanization society sexual orientation exists all the time, the urbanization fund demand and supply match is low, the main structure of investment and financing of urbanization construction project is misplaced. Separate financial supervision leads to the urbanization of multiple financing needs can not be met. The financial system plays an important role in the construction of urbanization infrastructure, public service and human capital through the transmission mechanism of capital supply and allocation. It is necessary to make full use of financial support and government financing, policy finance, land transfer local government platform, industrial new town and other financing models and innovate their financial instruments to realize the diversified development of urbanization financing. Diversification of government financing, financing of "local debt and local taxes", interaction between industries and cities, attention to small and medium-sized urban enterprises, development of the "three rural areas" and the housing security system will effectively promote the construction of urbanization infrastructure, long-term capital supply, and integration of production and cities. The integration of urban and rural areas and the development of inclusive finance are the most effective ways for China to support the urbanization process.
【作者单位】：韩山师范学院经济与管理学院;
【基金】：广东省教育厅2015年创新强校工程项目“汕、潮、揭同城化背景下的金融一体化研究”(2015WTSCX067) 潮州市哲学社会科学“十三五”规划2016年重点项目“潮汕侨批业历史演进、模式变迁与现代金融信用体系构建”(2016-D-03)
【分类号】：F299.21;F832

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