基于吉林省信用信息数据交换平台的信用指数构建研究
发布时间：2018-08-07 16:05
【摘要】：随着改革开放持续不断深入,社会主义市场经济制度已经逐步形成并不断完善。然而,由于我国市场经济起步较晚,信用制度不完善的问题逐渐凸显,2014年,国务院发布《社会信用体系建设规划纲要(2014—2020年)》(国发[2014]21号),提出“到2020年,以信用信息资源共享为基础的覆盖全社会的征信系统基本建成”的目标。基于信用信息共享平台的信用指数能够直观、有效反映社会信用状况,为政府加强社会信用体系建设和促进经济可持续发展提供决策依据。吉林省信用信息数据交换平台基于国务院及省政府的政策安排,初期征集省内34个厅局级政府单位监管的信用信息。本文在此基础上,构建了吉林省综合信用指数及监管领域信用指数。为科学构建综合信用指数,对国内外已发布的信用指数及前人的文献进行研究,将信用指数指标体系分为三个层级,其中一级指标为商贸类指标、安全类指标、社会民生类指标、金融环境类指标。选择2015年、2016年信用信息数据,为使各指标的数据信息能够进行比较,采用功效系数法统一量纲,各指标的权重赋值采用层次分析法,对各层次采用加权求和的方法计算综合信用指数,指数评分越高反映社会信用状况相对较好。对于监管领域信用指数的构建,将同度量因素即权数固定在基期水平上,采用“拉氏公式”计算,各期指标与基期指标比较,指数大于0,信用状况相较于基期变好,反之则变坏。通过对吉林省信用信息数据交换平台、信用吉林网、吉林红盾网等官方网站信用信息数据的采集、分析,提取与信用状况相关的指标,选取工商行政管理局、国家税务局等15个厅局公开的24个信用指标信息,有效信用信息共计32130条。层次分析法对各指标重要程度的判断,需构造判断矩阵,指标两两比较,判断方法选用文献分析法和专家咨询法。通过计算,得到2015年、2016年吉林省综合信用指数和工商行政管理局、食品药品监督管理局两个监管领域信用指数,从信用指数的评价可以得出,2016年综合信用及两个监管领域的信用状况较2015年更好。通过对各独立信用信息的有效整合和利用,构建的地方性信用指数,具有较好的操作性、适应性、可比性,能够较为直观的看出,随着国家和吉林省社会信用体系建设的推进和失信惩罚机制的完善,信用指数评分提高。信用指数用以反映地区性信用状况及其发展趋势,对微观征信进行有益的补充,同时通过信用指数所反映的信用环境的好坏,对各行业、地区的投资起到有效参考作用,提高社会信用意识,形成“守信激励,失信惩戒”的激励约束机制。
[Abstract]:With the continuous deepening of reform and opening up, the socialist market economy system has been gradually formed and constantly improved. However, due to the late start of the market economy in our country and the problem of imperfect credit system, in 2014, the State Council issued the outline for the Construction of the Social Credit system (2014-2020) (No. 21, Guofa [2014] 21), and put forward "by 2020," On the basis of credit information resource sharing, the credit information system covering the whole society is basically built. The credit index based on the credit information sharing platform can directly reflect the social credit situation and provide the decision basis for the government to strengthen the construction of social credit system and promote the sustainable development of economy. Based on the policy arrangement of the State Council and the provincial government, the Jilin Province Credit Information Exchange platform initially solicits credit information from 34 departmental and bureau government units in the province. On this basis, this paper constructs Jilin Province comprehensive credit index and supervision field credit index. In order to construct the comprehensive credit index scientifically, the credit index published at home and abroad and the previous literatures are studied. The index system of credit index is divided into three levels, one of which is the commercial index, the other is the safety index. Social and livelihood indicators, financial environment indicators. Select the 2015, 2016 credit information data, in order to make the data information of each index can be compared, the efficiency coefficient method is used to unify the dimension, the weight of each index is assigned by the Analytic hierarchy process (AHP). The weighted summation method is used to calculate the comprehensive credit index. The higher the index score is, the better the social credit condition is. For the construction of credit index in the regulatory field, the same measure factor, that is, weight, is fixed at the level of base period. The Laplace formula is used to calculate the index of each period compared with the index of base period. The index is greater than 0, and the credit condition is better than that of base period. Vice versa, turn bad. Through the collection, analysis and extraction of credit information data of official websites such as Jilin Province Credit Information Exchange platform, Credit Jilin Network, Jilin Red Shield Network and other official websites, the Administration for Industry and Commerce was selected. The State Taxation Bureau and other 15 bureaus open 24 credit index information, effective credit information total 32130. In order to judge the importance of each index by AHP, we should construct judgment matrix, compare the two indexes, and select the method of literature analysis and expert consultation. Through calculation, the credit index of Jilin Province in 2015 and 2016, and the credit index of the two regulatory areas of the Administration of Industry and Commerce and the Food and Drug Administration are obtained. Judging from the credit index, the credit picture for the combined credit and two regulatory sectors was better in 2016 than in 2015. Through the effective integration and utilization of the independent credit information, the local credit index has good operability, adaptability, comparability, and can be seen intuitively. With the development of social credit system construction and the improvement of penalty mechanism, credit index score is improved. The credit index is used to reflect the regional credit situation and its development trend, and to supplement the micro credit information. At the same time, through the credit environment reflected by the credit index, it plays an effective reference role to the investment of various industries and regions. Improve the social credit consciousness, form the incentive and restraint mechanism of "keeping the promise, punishing the breach of promise".
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F203
本文编号：2170565
[Abstract]:With the continuous deepening of reform and opening up, the socialist market economy system has been gradually formed and constantly improved. However, due to the late start of the market economy in our country and the problem of imperfect credit system, in 2014, the State Council issued the outline for the Construction of the Social Credit system (2014-2020) (No. 21, Guofa [2014] 21), and put forward "by 2020," On the basis of credit information resource sharing, the credit information system covering the whole society is basically built. The credit index based on the credit information sharing platform can directly reflect the social credit situation and provide the decision basis for the government to strengthen the construction of social credit system and promote the sustainable development of economy. Based on the policy arrangement of the State Council and the provincial government, the Jilin Province Credit Information Exchange platform initially solicits credit information from 34 departmental and bureau government units in the province. On this basis, this paper constructs Jilin Province comprehensive credit index and supervision field credit index. In order to construct the comprehensive credit index scientifically, the credit index published at home and abroad and the previous literatures are studied. The index system of credit index is divided into three levels, one of which is the commercial index, the other is the safety index. Social and livelihood indicators, financial environment indicators. Select the 2015, 2016 credit information data, in order to make the data information of each index can be compared, the efficiency coefficient method is used to unify the dimension, the weight of each index is assigned by the Analytic hierarchy process (AHP). The weighted summation method is used to calculate the comprehensive credit index. The higher the index score is, the better the social credit condition is. For the construction of credit index in the regulatory field, the same measure factor, that is, weight, is fixed at the level of base period. The Laplace formula is used to calculate the index of each period compared with the index of base period. The index is greater than 0, and the credit condition is better than that of base period. Vice versa, turn bad. Through the collection, analysis and extraction of credit information data of official websites such as Jilin Province Credit Information Exchange platform, Credit Jilin Network, Jilin Red Shield Network and other official websites, the Administration for Industry and Commerce was selected. The State Taxation Bureau and other 15 bureaus open 24 credit index information, effective credit information total 32130. In order to judge the importance of each index by AHP, we should construct judgment matrix, compare the two indexes, and select the method of literature analysis and expert consultation. Through calculation, the credit index of Jilin Province in 2015 and 2016, and the credit index of the two regulatory areas of the Administration of Industry and Commerce and the Food and Drug Administration are obtained. Judging from the credit index, the credit picture for the combined credit and two regulatory sectors was better in 2016 than in 2015. Through the effective integration and utilization of the independent credit information, the local credit index has good operability, adaptability, comparability, and can be seen intuitively. With the development of social credit system construction and the improvement of penalty mechanism, credit index score is improved. The credit index is used to reflect the regional credit situation and its development trend, and to supplement the micro credit information. At the same time, through the credit environment reflected by the credit index, it plays an effective reference role to the investment of various industries and regions. Improve the social credit consciousness, form the incentive and restraint mechanism of "keeping the promise, punishing the breach of promise".
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F203
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