中国城乡居民社会养老保险适度水平研究——基于“生存公平”需求的测算与比较

发布时间：2018-01-14 15:31

本文关键词：中国城乡居民社会养老保险适度水平研究——基于“生存公平”需求的测算与比较　出处：《西部论坛》2015年02期 　论文类型：期刊论文

【摘要】：目前,我国的城乡居民社会养老保险是由"新农保"和"城居保"合并发展而来的,已经实现制度全覆盖,但是还存在养老金给付水平过低、地区发展不平衡、缺乏科学增长机制等问题,解决这些问题的关键在于确定养老金给付的适度水平区间,并采取有效措施逐步调整。城乡居民社会养老保险立足于满足居民"生存公平"需求,给付水平不宜过高,也不能过低:给付下限是满足最低生存需要的恩格尔系数标准;给付上限是保证基本生存需求的生活必需品消费水平,目前可按农村居民人均纯收入的60%进行测算。应逐步提高城乡居民养老金待遇,建立养老金正常调整机制,以适度水平为目标平衡地区差距,并不断完善多支柱养老保险体系,促进城乡居民社会养老保险健康可持续发展。
[Abstract]:At present, the social old-age insurance of urban and rural residents in our country is developed from the combination of "New Rural Insurance" and "Urban Residential Insurance", which has realized the full coverage of the system, but there is still a low level of pension payments and uneven regional development. Lack of scientific growth mechanism, the key to solve these problems is to determine the appropriate level of pension payment range. And take effective measures to gradually adjust. Urban and rural residents based on the social endowment insurance to meet the residents'"survival equity" needs, the level of payment should not be too high. Nor should it be too low: the lower limit of payment is the Engel coefficient standard to meet the minimum living needs; The upper limit of payment is the consumption level of daily necessities to guarantee the basic living needs. At present, it can be calculated by 60% of the per capita net income of rural residents. The pension treatment of urban and rural residents should be improved step by step. The normal adjustment mechanism of pension should be established to balance the regional gap with the goal of moderate level and to improve the multi-pillar pension insurance system to promote the healthy and sustainable development of social old-age insurance for urban and rural residents.
【作者单位】：中共大连市委党校公共与社会管理教研部;
【基金】：国家社会科学基金重大招标项目(11&ZD014)
【分类号】：F842.684
【正文快照】： 一、引言受到国际经济形势不景气和中国经济发展方式转型以及经济结构调整的影响,中国经济正在从过去的高速增长转入中高速增长,这将成为经济发展的新常态。在新常态下,经济工作的主要任务之一是逐步提升消费对经济增长的拉动作用,这就需要不断创新产品和服务供给,完善社会保

【相似文献】