农业保险补贴的扶贫效用研究

发布时间：2018-02-05 02:48

本文关键词： 农业保险财政补贴扶贫效用　出处：《安徽财经大学》2017年硕士论文　论文类型：学位论文

【摘要】：走上改革开放的正确道路以后,我国的经济水平的确有了一个较大程度提高,并且发展较为稳定,然而这并不能让我们忽视我国的贫困人口问题。对我国的贫困问题,我国的政策性农业保险可以减轻受灾区农民的受灾程度,可以有效的支持贫困地区农民的生活负担,对于农民的生活水平的提高有重要意义。农业保险补贴的确对我国的贫困问题起到很大的作用,政府也在农业保险补贴上出台了很多补贴政策,那么哪些因素影响了农业保险补贴的扶贫效用?我国政策性农业保险补贴政策对我国扶贫效用起到怎样的作用?从农民角度来看,贫困地区农民自身的对农业保险的看法以及农民播种面积对扶贫效用有什么影响?从保险经营机构角度看,农业保险赔付率是否会影响政策性农业保险补贴政策的扶贫效用?本文基于合作型反贫困理论以及农业保险福利最大化理论,从农业保险的投入和产出进行探究,并站在农户、政府、保险公司角度找出指标,得到最有效的指标体系构成,为以后的研究提供新的思路。本文开始是绪论,它包括背景、意义、内容、方法,还有文章的创新点以及需要改进的地方。除此之外,对于国内外的研究进行了一个简单的论述,基于这些准备,提出本文的研究角度,将要分析所使用的方法和内容。然后简单描述有关的概念,对有关的理论进行说明,例如农业补贴相关理论和扶贫理论等。再提出扶贫效用评价指标体系的构建思路、构建原则和内容,并基于福利效用最大化理论,通过投入和产出指标来评价和衡量农业保险的财政补贴效率,并且建立扶贫的效用模型。通过相应的解释变量。对于效用的评价进行实证分析,得出最后的结论。研究结果表明:农业保险补贴额对于扶贫的经济效用和文化效用都呈正相关,这表明农业保险补贴政策的实施开展有利于提高贫困地区农民收入水平、提高贫困地区人均受教育年限。而农业保险赔付率对他们的影响效果不明显。农业保险支出对扶贫效用呈负相关关系。因此我们应该根据结果找出最合适的农业保险补贴政策。
[Abstract]:After taking the correct road of reform and opening up, the economic level of our country has indeed been greatly improved, and the development is relatively stable. However, this does not make us ignore the problem of the poor population in our country. To the poverty problem of our country, the policy agricultural insurance of our country can alleviate the disaster degree of the farmers in the disaster area. It can effectively support the living burden of farmers in poor areas, and it is of great significance to the improvement of farmers' living standard. The subsidy of agricultural insurance does play a great role in the poverty problem of our country. The government has also introduced a lot of subsidy policies on agricultural insurance subsidies, so what factors affect the poverty alleviation effectiveness of agricultural insurance subsidies? What role does the policy of agricultural insurance subsidy policy play on the effectiveness of poverty alleviation in China? From the perspective of farmers, the farmers in poor areas of their own views on agricultural insurance and farmers planting area on the impact of poverty alleviation effectiveness? From the point of view of insurance organization, will the indemnity rate of agricultural insurance affect the poverty alleviation effect of policy agricultural insurance subsidy policy? Based on the cooperative anti-poverty theory and the theory of maximization of agricultural insurance welfare, this paper probes into the input and output of agricultural insurance, and finds out the indicators from the perspective of farmers, governments and insurance companies. Get the most effective index system to provide new ideas for future research. This paper begins with an introduction, which includes background, significance, content and methods. In addition, there is a brief discussion on the research at home and abroad, based on these preparations, the research angle of this paper is put forward. The method and content will be analyzed. Then the related concepts will be briefly described, and the relevant theory will be explained. For example, agricultural subsidy related theory and poverty alleviation theory. Then put forward the idea of building poverty alleviation utility evaluation index system, construction principles and content, and based on welfare utility maximization theory. Through the input and output indicators to evaluate and measure the efficiency of agricultural insurance subsidies, and establish a poverty alleviation utility model. Through the corresponding explanatory variables, the effectiveness of the evaluation of the empirical analysis. Finally, the conclusion is drawn. The results show that the subsidy amount of agricultural insurance is positively related to the economic utility and cultural utility of poverty alleviation. This shows that the implementation of agricultural insurance subsidy policy is conducive to improving the income level of farmers in poor areas. Increase the average number of years of education in poor areas. The impact of the agricultural insurance compensation rate on them is not obvious. Agricultural insurance expenditure is negatively related to the effectiveness of poverty alleviation. Therefore, we should find out the most appropriate agriculture according to the results. Insurance subsidy policy
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.66

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