非经济因素对新型农村社会养老保险政策有效性的影响

发布时间：2018-02-12 12:06

本文关键词： 非经济因素新型农村社会养老保险政策有效性　出处：《广西师范大学》2013年硕士论文　论文类型：学位论文

【摘要】：摘要：改革开放30多年以来,我国社会各项事业发展迅速,新型农村社会养老保险也随着社会的发展呼之欲出,在很大程度上满足了农民对社会养老的需求,新型农村社会养老保险制度的建立,有效解决了农民的养老问题,让农民“老有所养”的愿望得以实现,同时也完善了我国社会保障制度,促进社会公平,为构建我国社会主义和谐社会锦上添花。文章所要解决的问题是非经济因素对“新农保”政策有效性有哪些影响,首先解释了本研究中的非经济因素是指职业类别、养老观念、文化程度和家庭结构,有效性囊括参保意愿、是否参保、参保档次和满意度；第二,基于广西壮族自治区桂林市、贺州市、凭祥市三地农民的调查情况,探讨这些非经济因素对农民的参保意愿、参保档次、满意度是否有显著影响；最后,立足于分析结果,提出政策建议。分析结果显示职业特征对是否参保具有显著影响,表现为务农职业的参保率高于非农职业的参保率；养老观念对参保意愿和满意度具有显著影响,表现为越倾向社会养老观念的农民越愿意参保,且满意度越高；文化程度对参保意愿、满意度以及低收入群体的参保档次具有显著影响,表现为初中程度人群的参保意愿和满意度高于小学及文盲,高中及以上文化程度人群的参保意愿和满意度高于小学及文盲,在低收入人群中,选择100元档次的比例从高到低依次为初中程度、小学及文盲程度、高中及以上程度；家庭结构对参保意愿、是否参保和满意度具有显著影响,表现为夫妻+老人家庭参保意愿强于夫妻家庭、强于夫妻+子女家庭、强于夫妻+子女+老人家庭,参保比率由高到低依次是夫妻+老人家庭、夫妻+子女+老人家庭、夫妻家庭、夫妻+子女家庭,夫妻+老人家庭满意度高于夫妻+子女家庭、高于夫妻+子女+老人家庭。
[Abstract]:Abstract: since the reform and opening up for more than 30 years, the various social undertakings of our country have developed rapidly, and the new rural social endowment insurance is also coming out with the development of the society, which to a great extent satisfies the peasants' demand for the social old-age support. The establishment of a new social endowment insurance system in rural areas has effectively solved the problem of providing for the aged of farmers and made the desire of "a sense of security for the elderly" come true. At the same time, it has also improved the social security system of our country and promoted social equity. In order to build a harmonious socialist society in China the icing on the cake. The problem to be solved in this paper is how the non-economic factors affect the effectiveness of the "New Rural Insurance" policy. Firstly, it explains that the non-economic factors in this study refer to the occupational category, the concept of the aged, the educational level and the family structure. Effectiveness includes willingness to participate in insurance, whether to participate in insurance, whether to participate in insurance, and satisfaction degree. Secondly, based on the investigation of farmers in Guilin, Hezhou and Pingxiang of Guangxi Zhuang Autonomous region, this paper discusses these non-economic factors' willingness to participate in insurance. The degree of satisfaction has a significant impact on the level of insurance participation. Finally, based on the results of the analysis, policy recommendations are put forward. The results show that occupational characteristics have a significant impact on whether to participate in insurance, as the participation rate of agricultural occupation is higher than that of non-agricultural occupation, pension concept has a significant impact on the willingness to participate in insurance and satisfaction. The farmers who are more inclined to the idea of social pension are more willing to participate in the insurance, and the satisfaction degree is higher; the education level has a significant impact on the willingness to participate in the insurance, satisfaction and low-income groups participating in the level of insurance. The result shows that the willingness and satisfaction of junior middle school population to participate in insurance is higher than that of primary school and illiteracy, and that of high school and above education is higher than that of primary school and illiteracy. The ratio of choosing 100 yuan grade from high to low is junior middle school level, primary school and illiteracy degree, senior high school level and above; family structure has significant influence on the willingness to participate in insurance, whether to participate in insurance and satisfaction. It is shown that the willingness to participate in the insurance is stronger than that in the families of the husband and wife, the families of the children of the husband and the wife, and the families of the elderly of the children of the husband and the wife. The participation rate of the families of the elderly couples is in order from the high to the low. The family satisfaction of husband and wife is higher than that of husband and wife, and it is higher than that of husband and wife.
【学位授予单位】：广西师范大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

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