基本养老保险基金投资资本市场策略研究

发布时间：2018-02-25 17:03

本文关键词： 基本养老保险基金保值增值资本市场组合投资　出处：《北京邮电大学》2014年硕士论文　论文类型：学位论文

【摘要】：为了解决中国基本养老保险基金在老龄人口高峰时期的巨大支付缺口,政府部门正在研究制定提高退休年龄、延迟领取基本养老保险金的政策。由于政策限制,中国2万亿基本养老保险基金资产正持续遭受通货膨胀的侵蚀,基金资产不断贬值。选择基本养老保险基金投资资本市场的策略进行研究,积极探讨基本养老保险基金的保值增值,是应对基本养老保险基金支付缺口的重要措施之一。本文通过综合运用文献综述、定性与定量相结合、对比研究等研究方法,对基本养老保险基金投资资本市场实现保值增值的策略进行了较为深入的研究。在遵循了“安全性”、“收益性”与“流动性”相统一的原则后,基本养老保险基金进入资本市场后,通过构建多种投资工具的投资组合,在风险可控的情况下取得较高投资收益,实现基本养老保险基金的保值增值。基本养老保险基金投资资本市场实现保值增值,是非常有利于基本养老保险制度、资本市场以及中国社会经济的可持续发展。因此,应尽快完成中国基本养老保险基金投资资本市场的“顶层设计”。
[Abstract]:In order to solve the huge payment gap in China's basic old-age insurance fund during the peak period of the aging population, government departments are studying and formulating policies to raise the retirement age and delay the receipt of basic old-age insurance benefits. The assets of China's 2 tillion basic old-age insurance fund are continuously being eroded by inflation and the assets of the fund are continuously depreciating. The strategy of choosing the basic pension insurance fund to invest in the capital market is studied. It is one of the important measures to deal with the gap between the basic pension fund and the basic pension fund. Through the comprehensive use of literature review, qualitative and quantitative analysis, comparative research and other research methods, This paper makes a deep study on the strategy of maintaining and increasing the value of the investment capital market of the basic endowment insurance fund. After following the principle of "security", "profitability" and "liquidity", After entering the capital market, the basic old-age insurance fund can obtain higher investment returns under the condition of controllable risk by constructing a portfolio of various investment instruments. It is very beneficial to the basic endowment insurance system, the capital market and the sustainable development of China's social economy to maintain and increase the value of the basic endowment insurance fund. Therefore, the investment capital market of the basic pension insurance fund is very conducive to the sustainable development of the basic pension insurance system, the capital market and China's social economy. The top-level design of China's basic pension fund investment capital market should be completed as soon as possible.
【学位授予单位】：北京邮电大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F842.67

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