黑龙江省新型农村社会养老保险发展水平分析

发布时间：2018-03-06 23:04

本文选题：社会保障　切入点：新型农村社会养老保险　出处：《东北农业大学》2013年硕士论文　论文类型：学位论文

【摘要】：改革开放30多年来，我国社会保障事业快速发展。建立新型农村社会养老保险制度是加快建立覆盖城乡居民的社会保障体系的重要工程。目前，我国覆盖城乡的基本养老保险制度已经在全国全面铺开。“十二五”时期是我国全面建设小康社会的关键阶段，也是实现以人为本和全面、协调、可持续科学发展的重要时期。党的十八大报告提出了“统筹推进城乡社会保障体系建设，全面建成覆盖城乡居民的社会保障体系”的目标，明确要求“整合城乡居民基本养老保险和基本医疗保险制度，逐步做实养老保险个人账户”。由此可见，当前农村社会养老保险得到党和政府的高度重视，未来发展面临重要的机遇。社会保障制度是社会的“安全网”，是政府最重要的社会政策和公共服务，而养老问题是群众最大的后顾之忧之一，因此，养老保险制度的建设在社会保障体系中显得尤为重要，新型农村社会养老保险必须覆盖农村全体居民。黑龙江省作为振兴东北的老工业基地，2009年以来新型农村社会养老保险的试点工作，，取得了预期效果，覆盖城乡居民的社会养老保险体系基本建立。黑龙江省又是农业大省，连续多年保持“全国产粮第一大省”的地位，农业地域面积广大，农业人口占比较高。因此，黑龙江省的农村社会养老保险事业的发展，不仅对于促进本省的经济社会发展、提高人民群众的生活质量意义重大，而且对于维护全国的粮食安全和社会稳定都具有重大的战略意义。黑龙江省政府高度重视新型农村社会养老保险工作的开展，在制定新农保基本政策制度和新农保的具体试点实施方面都做了很多有效工作，取得了不错的成绩，目前，黑龙江省新型农村社会养老保险已经覆盖了大部分农村居民，有效缓解了大部分农村居民的后顾之忧，将农民逐步从“养儿防老”的传统思想中解放出来。但是，我们通过调查研究发现，黑龙江省的新型农村社会养老保险在发展过程中依然存在一些问题，需要在实践中不断改进优化，以使老百姓能从改革和发展中获取更多实惠。黑龙江省要进一步贯彻和落实科学发展观，按照构建社会主义和谐社会的要求，继续深化农村养老制度改革，为促进经济社会发展服务、为提高人民群众的生活质量服务。本文首先阐述了关于新型农村社会养老保险方面的相关概念和理论，其次介绍了黑龙江省新型农村社会养老保险的发展情况；然后运用数据模型从两个角度重点分析了当前黑龙江省的新型农村社会养老保险发展水平，分析结论认为黑龙江省当前新型农村社会养老保险还处于较低水平；最后分析了制约黑龙江省新农保发展水平的因素，在此基础上提出了进一步提高黑龙江省新型农村社会养老保险发展水平的政策建议。
[Abstract]:Over the past 30 years of reform and opening up, China's social security has developed rapidly. The establishment of a new type of rural social endowment insurance system is an important project to speed up the establishment of a social security system covering urban and rural residents. The basic old-age insurance system covering urban and rural areas in our country has been spread all over the country. The 12th Five-Year Plan period is the key stage of building a well-off society in an all-round way in our country, and it is also the realization of people-oriented, comprehensive and coordinated. The report of the 18 National Congress of the Communist Party of China put forward the goal of "promoting the construction of urban and rural social security system as a whole and building a social security system covering urban and rural residents in an all-round way." It is clearly required to "integrate the basic old-age insurance and basic medical insurance system of urban and rural residents, and gradually make the individual accounts of old-age insurance more and more solid." from this, we can see that the party and the government attach great importance to the rural social old-age insurance at present. There are important opportunities for future development. The social security system is the "safety net" of the society, and it is the most important social policy and public service of the government, and the problem of providing for the aged is one of the biggest worries of the masses. The construction of the old-age insurance system is particularly important in the social security system. The new rural social old-age insurance must cover all the rural residents. Heilongjiang Province, as an old industrial base for revitalizing the Northeast, has achieved the expected results since 2009 when the pilot work of the new-type rural social old-age insurance has been carried out. The social old-age insurance system covering urban and rural residents is basically established. Heilongjiang Province is also a major agricultural province, maintaining the status of "the first largest province of grain production in the country" for many years in a row. The agricultural area is vast and the agricultural population is relatively high. The development of rural social endowment insurance in Heilongjiang Province is of great significance not only to promote the economic and social development of the province, but also to improve the quality of life of the people. And to maintain national food security and social stability are of great strategic significance. The Heilongjiang Provincial Government attaches great importance to the development of the new rural social endowment insurance, and has done a lot of effective work in formulating the basic policy system of the new rural insurance and the specific pilot implementation of the new rural insurance, and has achieved good results. At present, Heilongjiang Province's new rural social endowment insurance has covered most rural residents, effectively alleviated the worries of the majority of rural residents, and gradually liberated farmers from the traditional idea of "raising children and protecting the elderly". However, Through investigation and research, we find that there are still some problems in the development of new rural social old-age insurance in Heilongjiang Province, which need to be improved and optimized in practice. In order to enable the common people to gain more benefits from reform and development, Heilongjiang Province should further implement and implement the scientific concept of development and continue to deepen the reform of the rural old-age system in accordance with the requirements of building a harmonious socialist society. To promote economic and social development services, to improve the quality of life of the people. This paper first describes the concept and theory of the new rural social endowment insurance, and then introduces the development of the new rural social endowment insurance in Heilongjiang Province. Then using the data model to analyze the development level of the new rural social endowment insurance in Heilongjiang Province from two angles, the conclusion is that the current new rural social endowment insurance in Heilongjiang Province is still in a low level. Finally, the paper analyzes the factors restricting the development level of new rural insurance in Heilongjiang province, and puts forward some policy suggestions to further improve the development level of the new rural social endowment insurance in Heilongjiang Province.
【学位授予单位】：东北农业大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F323.89;F842.67

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