省级政策性农业保险理论与实证研究

发布时间：2018-03-07 01:26

本文选题：区域差异　切入点：省级政策性农业保险制度　出处：《山东财经大学》2013年硕士论文　论文类型：学位论文

【摘要】：在我国发展政策性农业保险，必须基于当前的国情，以不同省市（自治区）的现实发展情况为实践基础，寻求差异化的实施路径，即发展省级政策性农业保险制度。省级政策性农业保险制度是基于我国各省市（自治区）在经济发展水平、农业风险的区域分布、财政支农规模以及农民对农业保险的保险意识等方面存在的区域差异性而实行的一种农业保险制度，对其进行研究和分析具有重要的理论价值和现实意义。本研究的主要内容是以国内外相关的区域经济学理论、农业保护理论、公共产品理论以及委托代理理论为研究基础，对政策性农业保险相关概念进行了界定。基于以上四个理论基础，构建了我国省级政策性农业保险制度的理论框架。从我国农业保险区域发展的差异性出发，分析发展政策性农业保险的必要性和实行省级政策性农业保险制度的依据，详细探讨省级政策性农业保险制度的主要内容，包括经营原则、经营主体、立法体系、财政补贴制度、省级农业巨灾风险基金五个部分组成。同时，本研究采用两种不同的方式对省级政策性农业保险进行了实证研究，，一种是通过对财政补贴比例的测算与农业保费影响因素的实证模型的方式；另一种是以上海、黑龙江、新疆、浙江四个省市（自治区）政策性农业保险的发展为省级案例进行实证案例研究的方式。最后，结合理论研究基础与省级政策性农业保险制度理论框架以及实证模型与实证案例的综合分析，归纳出我国发展省级政策性农业保险面临的主要困难并提出有针对性的政策建议。
[Abstract]:In order to develop policy-oriented agricultural insurance in China, we must take the actual development of different provinces (autonomous regions) as the practical basis, based on the current national conditions, and seek the implementation path of differentiation. That is, to develop the provincial policy agricultural insurance system. The provincial policy agricultural insurance system is based on the regional distribution of agricultural risks at the level of economic development of the provinces and municipalities (autonomous regions) in China. It is of great theoretical and practical significance to study and analyze an agricultural insurance system based on the regional differences in the scale of financial support for agriculture and the farmers' awareness of agricultural insurance. The main contents of this study are based on the related theories of regional economics, agricultural protection, public goods and principal-agent theory at home and abroad. Based on the above four theoretical foundations, this paper constructs the theoretical framework of the policy agricultural insurance system at provincial level in China, and proceeds from the differences of the regional development of agricultural insurance in China. This paper analyzes the necessity of developing policy-oriented agricultural insurance and the basis for implementing the policy-based agricultural insurance system at the provincial level, and discusses in detail the main contents of the policy-oriented agricultural insurance system at the provincial level, including the management principle, the main body of operation, and the legislative system. Financial subsidy system, provincial agricultural catastrophe risk fund is composed of five parts. At the same time, this study uses two different ways to carry out empirical research on provincial policy agricultural insurance. One is through the measurement of the proportion of financial subsidies and the empirical model of the factors affecting agricultural premiums; the other is based on Shanghai, Heilongjiang, Xinjiang, The development of policy-oriented agricultural insurance in four provinces (autonomous regions) of Zhejiang Province is the way of empirical case study in provincial cases. Finally, Based on the theoretical research foundation and the theoretical framework of provincial policy-based agricultural insurance system, as well as the empirical model and empirical cases, this paper sums up the main difficulties facing the development of policy-based agricultural insurance in China and puts forward targeted policy recommendations.
【学位授予单位】：山东财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.66

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