城镇职工基本养老保险改革重心亟需调整

发布时间：2018-03-07 13:21

本文选题：城镇职工基本养老保险　切入点：扩面　出处：《地方财政研究》2017年11期 　论文类型：期刊论文

【摘要】：扩大城镇职工基本养老保险的覆盖面一直是中国政府的工作重心,它不仅使得该制度为越来越多的劳动者提供了养老金,而且促使基本养老保险基金的收入与累计结余都实现了快速增长,暂时提高了该制度的财务可持续性。不过,随着机关事业单位职工的加入,制度的扩面潜力不断缩小,而且,对于一些缴费能力稍差的未参保群体,应该引导其参加城乡居民养老保险,因此,城镇职工基本养老保险扩面工作的重要性将逐渐降低。与此同时,城镇职工基本养老保险制度的财务可持续性面临日益严峻的挑战。因此,政府应该及时调整工作重心,集中力量系统地推进完善基本财务制度、调整相关参数、建立基金储备并完善管理与投资等其他工作。
[Abstract]:Expanding the coverage of basic old-age insurance for urban workers has always been the focus of the Chinese government's work. It has not only enabled the system to provide pensions for more and more workers, Moreover, the income and accumulated balance of the basic old-age insurance fund have both achieved rapid growth, temporarily improving the financial sustainability of the system. However, with the participation of the staff and workers of the government and institutions, the potential for the expansion of the system has been continuously reduced, and, For some uninsured groups whose ability to pay fees is relatively poor, they should be guided to participate in the urban and rural residents' old-age insurance. Therefore, the importance of expanding the basic old-age insurance for urban workers will gradually decrease. At the same time, The financial sustainability of the basic old-age insurance system for urban workers is facing increasingly serious challenges. Therefore, the government should promptly adjust the focus of its work, concentrate its efforts on systematically promoting the improvement of the basic financial system, and adjust the relevant parameters. Set up fund reserve and improve management and investment and other work.
【作者单位】：华中师范大学;
【基金】：华中师范大学中央高校基本科研业务费资助项目《基于新型城镇化发展战略需求的财政管理体制改革研究》(项目编号:CCNU16Z02007)成果
【分类号】：F842.67

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