公共教育支出对家庭代际投资决策的影响——基于世代交叠模型的分析

发布时间：2018-03-18 00:01

本文选题：世代交叠模型　切入点：养老保险　出处：《经济管理》2015年12期 　论文类型：期刊论文

【摘要】：本文以每个家庭有三代人为例,即少年(受教育期)、中年(工作期)和老年(退休期),通过世代交叠模型,利用1998—2011年数据探讨中年期在有限收入约束下权衡进行前向型代际品子女教育和后向型代际品养老保险的投资,在利己动机和利他性动机同时作用的前提下,分析政府公共教育支出对家庭代际品投资的影响,进一步讨论政府加大公共教育支出对不同收入家庭的代际投资决策产生的效果。实证发现,公共教育支出的增加对低收人家庭子女教育的挤出效应更加明显,但同时公共教育支出增加会促进家庭加大代际养老保险的投资。理论和实证结果引导政府在公共教育支出方面应该加强对低收人家庭的补贴,这不仅解决了低收入家庭子女教育的资金问题,同时也能有效缓解目前中国人口老龄化的养老保障问题。
[Abstract]:This paper takes three generations per family as an example, namely, adolescence (education period), middle age (working period) and old age (retirement period), through intergenerational overlapping models. Using the data from 1998 to 2011, this paper discusses the investment of children's education of forward intergenerational goods and old-age insurance of backward intergenerational goods under the constraint of limited income, under the premise of both self-interest and altruistic motivation. This paper analyzes the influence of government public education expenditure on family intergenerational goods investment, and further discusses the effect of government increasing public education expenditure on intergenerational investment decision of families with different income. The effect of the increase in public education expenditure on the education of children of low-income families is even more obvious. But at the same time, the increase in public education spending will encourage families to increase investment in intergenerational pension insurance. Theoretical and empirical results lead the government to strengthen subsidies to low-income families in public education spending. This not only solves the problem of funds for the education of children from low-income families, but also effectively alleviates the problem of old-age security of China's aging population.
【作者单位】：华东理工大学商学院;
【基金】：教育部人文社会科学研究青年项目“政府主导下代际公共品有效供给的市场化路径”(14YJC790154) 中央高校基本科研业务费专项基金项目“公共教育支出对家庭代际投资决策的影响”(WN1422025)
【分类号】：F812.45;F842.67

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