对社会保障个人账户存款实行优惠利率的建议

发布时间：2018-03-18 18:45

  本文选题：社会保障　切入点：个人　出处：《经济研究参考》2013年12期 　论文类型：期刊论文

【摘要】：正推行个人账户10多年,我国社保账户存款没有分享到经济高速增长、城镇就业人口大幅增加以及基础设施全面发展的成果。基金投资收益的相当一部分转化为商业银行的利润,以及财政收入、国家基础设施和社保基金结余,乃至银行资助的社保机构的管理信息系统。与新加坡类似,我国政府也通过国债形式取得了部分基金的使用权,也存在基金使用收益率高于账户记入利率的问题。与新加坡不同,我国商业银行通过储蓄存
[Abstract]:More than 10 years after the introduction of personal accounts, China's social security account deposits have not been shared by the rapid growth of the economy. The substantial increase in urban employment and the overall development of infrastructure. A substantial portion of the Fund's investment income is converted into commercial bank profits, as well as fiscal revenues, state infrastructure and the balance of the Social Security Fund, And even the management information system of social security institutions funded by banks. Like Singapore, the Chinese government has also obtained the right to use some funds through the form of treasury bonds. There is also the problem that the rate of return of funds used is higher than the interest rate recorded in the account. Unlike Singapore, our commercial banks deposit through savings
【分类号】：F842
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本文编号：1630840