南宁市不同制度下养老保险水平差异化问题研究

发布时间：2018-03-29 11:27

本文选题：城镇养老保险　切入点：养老保险水平　出处：《广西民族大学》2013年硕士论文

【摘要】：目前我国的城镇基本养老保险已经实现了全覆盖，但在公平性问题上，一直都受到了广大学者们的关注。研究的主要方向为城乡之间、地区之间以及群体之间的养老保险政策，待遇等方面的比较。从群体角度来分，可根据城镇人口的不同行业分为以下群体：政府机关、事业单位、企业人员、个体工商人员及无业人员。由于这些人员所参加的养老保险体系不同，造成了他们在养老保险的诸多环节有很大的区别。经调查分析，在南宁市通过选取以上不同性质的社会群体进行随机抽样，通过比较各个群体的养老保险水平差异情况，发现社会养老保险在缴费、待遇、补充保险、待遇调整机制及国家补偿等诸多方面存在着不公平现象。由于养老保险的碎片化、保障险种过于单一、养老待遇调整不及时等问题，，使得南宁市城镇居民养老保险迫切需要改革。但是由于已有历史因素及我国国情的影响，社会养老保险改革不能一触而就，需要循序渐进，稳步改革。政府应该更加重视以下几点：推进城镇社会养老保险的底线公平、鼓励多支柱的养老保险制度发展、运用宏观调控手段带动养老保险的公平发展以及推进养老保险的诚信制度建设。南宁市的养老保险是我国城镇养老保险的一个缩影，做好南宁市的调查研究有利于扩展到全国使用。
[Abstract]:At present, the basic old-age insurance in cities and towns in our country has achieved full coverage, but on the issue of fairness, it has been the concern of many scholars all the time. The main direction of the research is the old-age insurance policy between urban and rural areas, between regions and among groups. According to the different industries of the urban population, they can be divided into the following groups: government agencies, institutions, enterprise personnel, Individual industrial and commercial personnel and unemployed personnel. Because of their different pension insurance systems, they have great differences in many aspects of old-age insurance. Through investigation and analysis, In Nanning City, by selecting the above social groups of different nature for random sampling, by comparing the differences in the level of pension insurance of each group, we find that social old-age insurance is paying, receiving and supplementing insurance. Treatment adjustment mechanism and state compensation exist unfair phenomena. Due to the fragmentation of old-age insurance, the protection of insurance is too single, the adjustment of old-age treatment is not timely, and so on. This makes it urgent to reform the endowment insurance of urban residents in Nanning. However, because of the historical factors and the influence of our national conditions, the reform of social endowment insurance cannot be touched at once, but it needs to be carried out step by step. Steady reform. The government should pay more attention to the following points: pushing forward the bottom line fairness of urban social endowment insurance and encouraging the development of multi-pillar pension insurance system. The use of macro-control means to promote the fair development of old-age insurance and to promote the construction of the trust system of old-age insurance. Nanning's old-age insurance is a microcosm of our country's urban old-age insurance. To do a good job in Nanning City investigation and research is conducive to the expansion of national use.
【学位授予单位】：广西民族大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.67

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