农民工社会保险参与意愿及影响因素研究——以河南省新乡市为例

发布时间：2018-04-02 15:13

本文选题：农民工　切入点：社会保险　出处：《中国劳动关系学院学报》2017年04期

【摘要】：基于对河南省新乡市4个县(市、区)1000名农民工的问卷调查,利用Logistic模型对农民工社会保险参与意愿进行实证经济。研究发现,农民工的参保意愿较强烈,有90.7%的农民工表示愿意参与社会保险。在个体特征方面,农民工的年龄、学历、收入对社会保险参与意愿有显著影响并呈正相关;在制度认知方面,农民工对社会保险政策的了解程度对其社会保险参与意愿有显著影响并呈正相关;在企业行为方面,企业对农民工参保的鼓励程度对其社会保险参与意愿有显著影响并呈正相关。因此,在针对农民工的社会保险制度设计中,不仅要充分考虑农民工的保障需求水平和缴费能力,还要从农民工个人特征、制度认知、企业行为的差异入手,有针对性地提升农民工的社会保险参与意愿。
[Abstract]:Based on a questionnaire survey of 1 000 migrant workers in 4 counties (cities and districts) of Xinxiang City in Henan Province the Logistic model is used to demonstrate the willingness of migrant workers to participate in social insurance.The study found that the willingness of migrant workers to participate in social insurance is stronger, and 90.7% of migrant workers are willing to participate in social insurance.In terms of individual characteristics, the age, educational background and income of migrant workers have a significant impact on the willingness to participate in social insurance and positive correlation; in terms of institutional cognition,The level of understanding of social insurance policy of migrant workers has a significant impact on their willingness to participate in social insurance and has a positive correlation; in terms of corporate behavior,The degree of enterprises encouraging migrant workers to participate in insurance has a significant impact on their willingness to participate in social insurance and has a positive correlation.Therefore, in the design of the social insurance system for migrant workers, we should not only fully consider the level of protection demand and the ability to pay fees of migrant workers, but also start with the differences of individual characteristics, institutional cognition and corporate behavior of migrant workers.Improve the willingness of migrant workers to participate in social insurance.
【作者单位】：中南财经政法大学公共管理学院;
【分类号】：F323.6;F842.61

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