农机互助保险及其需求影响因素研究

发布时间：2018-04-02 23:18

本文选题：农机服务　切入点：农机互助保险　出处：《价格理论与实践》2017年01期

【摘要】：本文首先论述我国推广农机互助保险的探索实践,然后在定性分析农机互助保险需求影响因素的基础上,运用面板数据进行计量模型分析。研究表明:农机互助保险价格对农机互助保险需求有显著的负向影响;保费补贴、农机户人均纯收入、拖拉机和联合收割机动力占比、农机跨区作业面积、农机化作业服务组织人数对农机互助保险需求有显著的正向影响。为促进农机互助保险持续稳健发展,应降低其他农机保险费率,增加险种和费率档次,完善保费补贴政策。通过为农机跨区作业提供优质服务和发展农机化作业服务组织来帮助农机户增收。
[Abstract]:This paper first discusses the exploration and practice of popularizing mutual insurance of agricultural machinery in our country, and then, on the basis of qualitative analysis of the factors affecting the demand for mutual insurance of agricultural machinery, uses panel data to analyze the metrological model.The results show that the price of agricultural machinery mutual insurance has a significant negative impact on the demand for agricultural machinery mutual insurance, the premium subsidy, the per capita net income of farm machinery households, the power share of tractors and combine harvesters, the working area of agricultural machinery across regions,The number of agricultural mechanization service organizations has a significant positive effect on the mutual insurance demand of agricultural machinery.In order to promote the sustainable and steady development of agricultural machinery mutual insurance, it is necessary to reduce other agricultural machinery insurance rates, increase insurance types and rates, and improve the policy of premium subsidy.It helps farmers to increase their income by providing high quality service and developing agricultural machinery operation service organization.
【作者单位】：西南大学经济管理学院;西南大学工程技术学院;重庆理工大学会计学院;
【基金】：中央高校基本科研业务费专项资金资助(SWU1309402) 国家自然科学基金(71473205) 国家社会科学基金(13CJY081)
【分类号】：F323.3;F842.6

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